11-23-2011, 08:22 AM
Join Date: Mar 2011
Re: SSDI morphing into SS Retirement...
Originally Posted by BlindMom
This does not pertain to my situation at all currently, I am just curious.
My dad is on SSDI, and has been for a few years. He had an accident at work that caused him to be disabled. He went to vocational rehabilitation, but it didn't work out, and after appeals, he finally won at the ALJ level.
On the drive down to the SS office yesterday, he told me that his lawyer had told him when he reaches retirement age (and he is close, I think in March he can switch to retirement, as he will be 63?), he gets a large amount of money. I am curious if this is true on a general principal? I don't see how, I thought once you reach retirement age, your benefits just sort of morph over from SSDI to retirement (and yes, he is getting SSDI and not SSI).
And I know whatever the answer is today, by the time I am there in 20 some odd years, things may very well change, so not looking for me, just curious
Tell your dad to stay on SSDI until SSNRA (social security normal retirement age) if he can. 63 would be early retirement. Take a look at this healthboards thread.
Originally Posted by BlueSkies14
My suggestion is to stay on SSDI until SSNRA. If you choose early retirement @ age 62, your monthly benefit will be decreased. I would only consider early retirement if they terminate disability benefits.
* Plus if you accept early retirement, it will make you ineligible for medicare until age 65. Definitely, stay on disability until your NRA.
Last edited by BlueSkies14; 11-23-2011 at 08:23 AM.