Re: Need some advice. Failed Insurance Exam due to Cocaine
Yes, it is true, they cant disclose any information to another insurance. There are laws that protect us. Even if they wanted to its impossible. There is no database so to speak that information is stored in for other to see/share. Think of it this way, if you go to buy a new car at a dealership, how would another dealership know you already got a quote from another locationdealership?
As far as what you disclose on future applications, I cant help you with that. Its your call one way or another. The first thing that came to mind after I read your question ws, who really hasnt used some kind of drugs/alcholo in thier lifetime? Surely there are people that havent but I think those of us that do/did out weigh those that dont. I dont know where I am going with this, just that it got me thinking.
If your nervous about the application while the sales rep is there, maybe you could break the ice by saying, "Well, I did smoke a joing once but I didnt inhale". LOL. Good luck with what ever decision you make about that. Your going to be just fine.
Oh and another thing. I knew this because of my career but my husband didnt. When they booked the appt for the nurse to come and draw blood, they did not tell him to fast for 6 hours. The man had a steak dinner, potatoes and a glass of wine (he's not a alcoholic/addit) an hour before the blood test. His cholestoral (sp)was threw the roof and he does not have a problem with that. The quote for the premium because of the elivation was up there! I was out of town when this all happend and made them take another test, he fasted, and the results were fine. So, remember to fast and or ask them questions!
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