Yes, nursing homes do take the money. The way I look at it, that is what my mom's money is for.....her care. It is always nice to have something left for your kids but in reality we all have to save for our care in case of illness. It doesn't seem right I know 'cause we all like to get something when our parents pass because that is what they really wanted to happen. Sometimes life isn't always kind. When you work all your life and then have to pay for all your care, then watch so many people that have had a free ride for most of their life get well taken care of without paying, it sort of stings doesn't it!
At least I will sleep better knowing I never took advantage like so many have.
I want to make it clear however, that some people have no choice and I am not talking about them. I would not begrudge them the best care they can get.