Has anyone heard of and/or had good or bad experiences with Mega Health Insurance. I'm self employed and they seem to be geared towards that. I've seen the name around but haven't heard any word of mouth pros/cons. I'd appreciate any testamonials. Thank you!

Suggest you google "association health insurance", also "Mega - Nase". Also, "Mega - UICI". Try Business Week Online There has been plenty written about them.
The Company was sold recently so there is plenty of info. When buying health insurnce always check apples to apples to make sure you get the coverage you want.

Hi,

Mega has one feature which I have never seen before. I had never heard of return of premiums. At 65, I will get all of my health insurance payments, (minus claims) back. Since I'm 41, this will be a lot of $$. Also, there are tax advantages.

M

We had Mega for several months and they did a pretty good job. They had a very high deductible, but the plan we had had a $20 copay for a certain number of visits per year. I have heard mostly good things about them, but also a few bad things (from someone else trying to sell us different insurance.)