I was wondering if my job doesnt offer health insurance program, what are my steps in finding health insurance program that is right for me and most insurance companies state an amount of deductible... what does that mean?

Thank You.

Check with your state to see if they have any programs that you would qualify for, here in NY State we have these plans for people that work but are not offered Health Ins, to qualify for these plans is based on how much $ you make. Go online looking under your state web site or maybe your county web site, you should be able to find info online.

A deductible is the amount that you have to pay before your insurance starts paying, it can be different amounts from $100 to $1000.

Hope this helps :)

Every year I seem to receive a notice that my health insurance premiums are going up. While this doesn't surprise me, the amount that it increases does shock me. Upon my next renewal, my quarterly payment will go up about $200. I am now paying more than twice what I originally paid when I first bought this policy about seven years ago, and I've even cut back on benefits significantly over the years. In seven years time, I'm paying more than double and receiving less coverage.
I checked some quotes at ****************.com and was able to check on several premiums I can afford.

Hope this helps.