If you retire with full pension from a permanent disability and then submit for SSI for the disability too, will SSI reject your claim due to retirement or is it an automatic guarentee that you will be approved? My only reason for asking is that I am too young to have this happen to me, but that is life. In any event I was told that my age would play a big role in SSI rejected my claim. It will take a good three years for me to be approved.

Also, another question. If I reside in one state where the injury took place and then decide to move for personal reason, can I submit my claim to SS from another state?

I appreciate any info that anyone can give.

good morning scruffydad-----I can't answer your question with 100% knowledge as I am facing the same issues. I will be retiring on disability from my pension and intend to apply for SSD also. I know my pension disability check is not at stake here but am unsure as to how SSD views this. I am almost at the end of a WC case so when that is finalized i will be applying for both disabilities. I see it like this. The pension is my money so it's not a problem and I feel having several injuries and multiple health issues and being over 50 that i should not have aproblem with SSD. but nothing is ground in stone. My PCP has told me many times that some get SSD immediately and in his opinion could work and others that truly can't work are denied. I have heard and read many times that age is a factor in this. I wish you the best as I do myself and maybe we can walk this avenue together. whatever info I get that I fell will be helpful i will gladly share with you as I am sure many others will.

Be well,
ICC

Thank you ICC for you input and furture information. As for me I will not be settleing with WC due to my injury. Too much to go into about my problem, but lets just say that I don't have a lawyer, not looking to make waves and sue. I just want to live as comfortable in the rest of my life with family. My age is 37 and it is a disgrace to find that your life is basically over. I can never work to support my family and run with my children again which is very upsetting to me. In my case people have said that if you get perm disable written by your drs then you can be a "shoe in" for all others...ie..workmans comp disability and SS. If you don't sue WC then your case remains open and they are responsible to cover your medical for always. In my case I have no plans on settleing. They wouldn't be able to give me what it takes to cover my health problems for my future. Presicriptions, surgerys, drs visits, health aids etc. So I await responses. thank you

I agree about the WC issue. I have already told my attorney that win or lose I am done with it. I have watched people be destroyed physically and mentally due to the years of waiting for WC to give them a dime. My case is almost over. win or lose, it's over. there will be no appeals and that was my decision. I will retire on my pension and do the best I can to have a good quality of life. I have learned that you cannot live while under their thumb. at least I can't. wishing you the best.

ICC

If you retire with full pension from a permanent disability and then submit for SSI for the disability too, will SSI reject your claim due to retirement or is it an automatic guarentee that you will be approved? My only reason for asking is that I am too young to have this happen to me, but that is life. In any event I was told that my age would play a big role in SSI rejected my claim. It will take a good three years for me to be approved.

Also, another question. If I reside in one state where the injury took place and then decide to move for personal reason, can I submit my claim to SS from another state?

I appreciate any info that anyone can give.
SSI & SSDI are 2 different programs.

SSI - It is designed to help aged, blind, and disabled people, who have little or no income.

SSDI - pays benefits to you and certain members of your family if you are "insured," meaning that you worked long enough and paid Social Security taxes.

Suggest you visit the SSD website for further info: http://www.ssa.gov/disability/

Also, strongly recommend that you see an attorney that ONLY specializes in Social Security Disabilty cases.

I am on SSDI & plan on moving out of state in the future. However, the only disadvantage in that is finding the *right kind of* doctors for my disability AND finding ones who will cooperate w/SSD when the time comes for my next medical review. :dizzy:
Another thing is that my SSDI check is directly deposited. My SS contact told me it takes 3-6 months of "red tape" (longer if you do not have direct deposit) for the address change, bank change & direct deposit # route changes to take place. :mad:
It's best to start the ball rolling 6 months before the actual move. :eek:

Social Security Disability is "federal" so it does not matter which state your "disability" occurred in.

Since you already know that your state has a 3 year backlog, I would suggest that you start "saving". Appears you already know & are prepared for the long haul.

Good luck! :angel:

MZ, thank you for your input. I look at all of this information as educational. I feel like I need to go by a book.....SSDI for Dummies!:dizzy: Also, I guess I am going to be classified at SSDI not SSI, so I appreciate you clarifing that for me. At this time I did contact SS, but I was told that I needed to wait till I was retired permanently before I file. I do have someone who will help me....he is an attorney who specializes in SSDI. Although, he told me to do all of the paperwork, appts etc for 6 months then come back to see him. So I am alone. As I have heard some people get SSDI immediatly on the first try, but others take years to get. So on that note I am waiting for my paperwork from my job that shows I am disabled just so I have it in black and white as proof.

Why does everything have to be so confusing? Wish it could be easy.

good morning---while reading your post i couldn't imagine what being fully retired would have to do with SSD but I caught on quickly. It makes sense to me as I am in the same boat. I will apply for my disabilty pension first and then SSD. Maybe it helps in getting it apporved.


ICC

ICC, just a little FYI. When I spoke to a representative at SS she asked me a question that made me think. Was I just retireing or am I retireing with a disability? Uhm, confusing. Who would think about that?! She says it makes a difference as how your being classified. So, to say the least that scares me. Why does it have to be this way? If your not classified as disabled when being retired, I believe it will hurt you with SS. Now if I am wrong then all I ask is that someone please correct me and explain. You know so many rules just doesn't always compute within our minds. So thank you.

If your not classified as disabled when being retired, I believe it will hurt you with SS.
Didn't affect my SSDI. Maybe it depends on the state, how you retired or how your case is handled? :confused:

My situation:
Disability - Migraines
Years on the job - 35+
Migraines were interferring w/my job performance so I took a leave of absense, then quit my job :eek:, collected unemployment & at the same time filed my retirement/pension paperwork.

During the above I had no idea I could file for SSDI for migraines. I didn't even know I was "disabled" until my (new) Neurologist told me. She thought I was still working. I had been "retired" for about 6 months. :mad:

hi all---- I guess i should have been clearer. when I send in my retirement papers they won't be for an early retirement but for retirement disability. I have a great pension and have 2 choices of how to go out. I have chosen disability retirement as the money is better and I am disabled. It also effects my health benefits so I know this is the right way for me.


ICC

ICC, I suggest that you discuss this w/a Social Security Disability attorney.
As far as I'm concerned, if you qualify for SSDI, *how* you retire should NOT be their concern. :confused:

ONLY your disability which must be confirmed by both your doctors [b]AND[b] Social Security Disability and/or the ALJ Judge is what is important.

Maybe WC bundled with SSDI are different? :confused:

thanks MZ MIGRAINE---- I'm not collecting a cent from anyone right now. My WC case will be a win or lose in a couple of months. From what i'm told IF i was collecting WC checks i could still apply for my disability pension and SSD as the only who would care what I was collecting elsewhere would be WC and they would adjust my their checks accordingly. I know that if i settle my case the wording has to be right for it not to be an issue with SSD. My pension couldn't care less what i do or collect or from whom since it's my money they're giving me. So you see it's a waiting game right now. I need to settle my comp case before I do anything else or it will be an automatic loss or will effect me financially in all aspects. thanks for your guidance. I'll be back. Hubby rec''d his back wages from SSD and is due his first check nest week BUT he has rec'd no paperwork, nothing on medicae, etc. so we're kind of anxious to drop him from our health benefits through my employer since we have been paying them since nov. as I am considered to be on unpaid leave at this point since WC denied my case. I have read several times that medicare D seems to be hard to understand so if you don't mind when he gets his paperwork and I can't figure it out:dizzy: I will seek all the help and knowledge I can get. I also understand that if on medicare you can purchase supplemental health insurance but cannot find any infoon this.

ICC

I also understand that if on medicare you can purchase supplemental health insurance but cannot find any infoon this.
Yes that is true. It is through YOUR state.

Each state has it's own rules & insurance companies. It's all explained when your get your Medicare package.
If you want to plan ahead then visit Medicare's website & check out to see what is available for your state:
http://www.medicare.gov/

Hi
Wanted to jump in here with a few things.
First sometimes you can retire "under disability" from your current employer, but that does not necessarily mean you will get SSDI. Even if you have collected WC that does not mean you are "completely" disabled. If your condition does not fall under SS guidelines or completely prohibit you from working you will be denied.
Second on your Medicare supplemental programs, as MZ suggested contact Medicare and they can advise you about programs offered by independent insurance carriers. Aetna, Blue Cross, Kaiser, Secure Horizons are some of the carriers I am familiar with their programs. If you are a member of AARP (over 50) they also can give you some assistance. Also on your Medicare part D your pharmacy can be a good source of info on the plans. Check out the plans carefully when you chose because you are stuck with them until the next yearly enrollment period.
Ooops almost forgot check with your doctors (all) before you chose a medical plan. It's just like regular insurance not all doctors will accept some plans.