Hi!
I know a lot of people on this board have dental implants...i was just wondering how everyone paid for them? Does anyone know of any good dental financing plans? I dont have insurance, and was just curious...looking at at least 15k in work...any help is appreciated!

Thanks!

-MArgo

Since most implants require an investment of time in terms of doing the surgery, waiting for them to integrate with the bone and then inserting the posts and making the perm prothestic, many drs will accept an arranged payment plan where an agreed upon amount is paid monthly. Some will ask for 50% up front and then the balance be paid in monthly payments.

You could also look into Capital One 12 month zero financing - most dental offices have applications - I did this once where Capital One paid the dr up front and then I paid them a monthly amt for 12 months - it was pretty srtaight forward and no hidden fees other than you had to pay on time all the time. The only time I wouldn't suggest this is if for any reason you stop treatment with the dr or renegotiate the fees charged - its difficult to get a refund since the drs office needs to initiate it.

Home equity loans are a possibility. You can write off dental expenses off your taxes at the end of the year too.