I am 61 and am on ssd but I have been working 20 hours per week so far but not for long probably as am in to much pain.
I just recieved a notice telling me I was going to turn 62 soon and I should file for retirement or I may lose my benefits. I think they are are talking about retiring at 62 instead of 65.
Do I have to file for retirement early? It looks like a form letter and I hadn't planned on retiring because of disability and still need to get hips operated on when I get insurance next year.
If anyone can steer me right I sure would be greatful. I am thinking this is a way to scare people slightly? Or does everyone get this letter?
Thanks,
Sunshine:confused:

Hey Sunshine...If you don't mind me asking, when will you turn 62 and when were you approved for SSD? I'm 61 too, and my birthday is in November, but I haven't gotten a letter from SS like you have. I was approved for SSD in February, 2003, and they said at that time, I may be subject to a review in five to seven years. Next February will be the start of my fifth year and I'll be 62.

If you can, call the local SS office and see what you can find out about this. I would really appreciate and info you can pass along.

Hi Director,
Well I will be 62 in October so it is just around the corner for me. I got my ssd in Dec or really Jan of 07.
I guess I will have to call them or go over there this week and ask what is going on. When I do I will post it you. Thanks for posting anyway.;)

Hi Sunshine...One point I wanted to mention to you, is that while we are eligible for early retirement at 62, we can't receive our full benefits until age 66. Anyone born after 1937 (I think) is affected by this age increase. Also, please post any information you might get when you contact the SSA.

Hi Director,
They told me it was retirement and to forget it if I didn't plan on early retirement. So I may just go down there and ask someone again about this...

Hi Sunshine,

Retiring at 62 is entirely up to you, and certainly is not a forced issue. From my understanding, you'll loose approximately 20% if you decide to retire at the early age of 62, verses the 65-66 age.Since you're currently on SSDI, I'd continue on this program. Chances of a FULL review is probably remote CONSIDERING YOUR CURRENT AGE....Vergie

Thank you Vergie, I called and they told me the same.

Hi Sunshine,did you have to fill out any paper work? I also am wondering when you do turn 65 or 66 would you be taking a cut in benefits or would they stay the same? I had it told to me that ssdi is not the same as regular SS, when you become 65 or 66 you go on regular SS and you come off ssdi.
I am a few yrs. from there,but it's coming. Y'all throughts appreciated..::)

Hi Sunshine,did you have to fill out any paper work? I also am wondering when you do turn 65 or 66 would you be taking a cut in benefits or would they stay the same? I had it told to me that ssdi is not the same as regular SS, when you become 65 or 66 you go on regular SS and you come off ssdi.
I am a few yrs. from there,but it's coming. Y'all throughts appreciated..::)

Hi Waswell,

No, you don't get a reduction of Social Security benefits when you FULLY retire! You'll more than likely receive the same exact amount as you are receiving on SSDI. This is what happened to my husband when he retired at 65, although you will get a 20% cut if you so desire to retire at 62. Hope this helps....Vergie

Thanks Vergie,what kind of paper work do they send you to fill out?:)