Hello everyone - Hope someone out there will help answer from previous experience or knowledge. This is so new for us.
Applied for SocSec Disability in 2005. Just rcvd' letter with a
FULLY FAVORABLE DECISION dated last week. I have no idea what happens next. I am not signed up for Direct Deposit. I have been awarded a CLOSED PERIOD of benefits for a time period of 01/2005 thru 12/2006.
Therefor I will not get monthly benefits as I have been able to return to work (in 12/2006, Thank Goodness!!!)
But I am very curious of when I will get a check. The Judge's decision stated that I was awarded DISABILITY and SSI for the same time period.
Do I get paid 2 different checks or will it be just one?
I hate asking about money, but it's been so awfully hard the last couple of years and this will make such a difference.
I just don't know when to expect any actual money.
I hate calling my Representation from Alsup, was hoping someone here could help:angel:


peace

Ray,
I am sorry I can not answer your questions about what happens next. I just had my ALJ hearing last week. I noticed you are from Kyle and I was wondering who you had for your ALJ Judge in Austin. I am from Round Rock and of course my hearing was in Austin. The Judge I had was named Churchill, just wanted to get a little info of your feelings after your hearing if you had the same Judge. Also, when was your hearing? How long after your hearing did you get your Award Letter?
I am sure someone will come along that can answer your questions.
Congrats on your Award. And big Congrats you were able to return to work, that has got to be an awesome feeling. :D :D
Thanks for your reply,

Emmett

Emmet - Judges name was James W Lessis.
Hearing was on June 14th. Got the letter this past Monday, dated July 27th which was last Friday.
Still really unclear on the rules.
On one of the last pages of the letter, under the heading; DECISION,
the letter reads:

Based on application for a period of disability and disability insurance benefits filed on Sept 01,2005, the claimant WAS disabled under sections 216(i) and 223(d) of the social security Act, beginning January 18,2005 and ending December 12, 2006.


Based on application for supplemental security income protectively filed on November 15,2006, the claimant WAS disabled under sections 1614(a)(3)(A) of the social security Act, beginning January 18,2005 and ending December 12, 2006.

The component of the Social security Administration responsible for authorizing supplemental security income will advise the claimant regarding the nondisability requirements for these payments and if eligible, the amount and the months for which payment will be made.

Still confused. Hope this means I see something in the mail soon. I think I will be forced to give up 25% or something close to that because my Long Term Disability insurance (which I paid for from my job) assigned me a Representative to help with my case.

I will post something here whenever I get something in the mail.

Hope this helped you and someone else.

peace

More than likely, your long term disability company pays for the atty -not you. I hate to break the news to you but there are two things that you're up against with your SSDI check.

1. You are approved for a peroid of 12 months but they are only going to give you backpay for 6 months. There is a 5 month grace period.

2. Unfortunately, you'll have to probably pay your long term disability company back for every benefit you received from them - that's why they provide representation at their cost. I know this news is bad but the LTD company looks at their payments as a loan if you get approved for SSDI. You may only be looking at the difference between what the LTD company paid you and SSDI will give you. So, if you get more with SSDI than with LTD, you'll keep the difference. If you get less, then all that money will go to the LTD company. It stinks but most employee policies are cheap.

I'm thinking that you'll receive a lump sum, then the LTD co. will bug you until you pay them back. If your children get any benefits, then the LTD will also take that money if you still owe them after your benefit.

If you are wondering how much your benefit will be, then you can get a fairly good idea by looking at your last annual Social Security statement.

Good luck to you!

I agree, because you were on LTD you will most likely have to repay LTD what they payed you if it is in excess of what SS pays you. I went through this situation when I got approved and had been on LTD. My checks were later offset by the amount I was getting from LTD until it ended.

Additionally depending on your wages you may also have to pay taxed on the benifits as well regarldess of anything you have to pay your LTD

Many LTD companies do require that you pay their provided lawyers 25%, this is the max they can take or some $5200 or there abouts. Call your LTD provider and get the details before you actually spend the money because you could end up in the whole and your LTD provider can force you legally to pay them back if it is in your contract with them

The good news is you will be protected by SS for a period of about 3 years. The first 9 months that you did return to work you most likely still qualified for benifits under the Ticket to Work program, be sure you check into that as well

If you happen to quit your job for any medical reason due to disability, you can have your benifits reinstated with minimal paperwork. During the 3rd year you will be required to take a physical and fill out the paper work but still stand a good chance of getting benifits reinstated if you need. Just be sure that any time in the future SS asks you to fill out paper work or see their doctor that you do this. Failure to do so will mean an immediate termination of the protection benifits.

Good luck

More than likely, your long term disability company pays for the atty -not you. I hate to break the news to you but there are two things that you're up against with your SSDI check.

1. You are approved for a peroid of 12 months but they are only going to give you backpay for 6 months. There is a 5 month grace period.

2. Unfortunately, you'll have to probably pay your long term disability company back for every benefit you received from them - that's why they provide representation at their cost. I know this news is bad but the LTD company looks at their payments as a loan if you get approved for SSDI. You may only be looking at the difference between what the LTD company paid you and SSDI will give you. So, if you get more with SSDI than with LTD, you'll keep the difference. If you get less, then all that money will go to the LTD company. It stinks but most employee policies are cheap.

I'm thinking that you'll receive a lump sum, then the LTD co. will bug you until you pay them back. If your children get any benefits, then the LTD will also take that money if you still owe them after your benefit.

If you are wondering how much your benefit will be, then you can get a fairly good idea by looking at your last annual Social Security statement.

Good luck to you!

Thanks for the info kaybee....I'm confused on the 6 months. If the Judge says I was disabled for 23 months, I don't get all that time? My letter states that I've been found to be disabled from 01/2005 thru 12/2006 ???
Bummer about the LTD issues.
I'm hoping that I end up with SOMETHING. I still have the SSI that I will gat as well, correct???
Any idea on how long the Payment Center takes to process all of this?
Once again, Thanks!!!!

I agree, because you were on LTD you will most likely have to repay LTD what they payed you if it is in excess of what SS pays you. I went through this situation when I got approved and had been on LTD. My checks were later offset by the amount I was getting from LTD until it ended.

Additionally depending on your wages you may also have to pay taxed on the benifits as well regarldess of anything you have to pay your LTD

Many LTD companies do require that you pay their provided lawyers 25%, this is the max they can take or some $5200 or there abouts. Call your LTD provider and get the details before you actually spend the money because you could end up in the whole and your LTD provider can force you legally to pay them back if it is in your contract with them

The good news is you will be protected by SS for a period of about 3 years. The first 9 months that you did return to work you most likely still qualified for benifits under the Ticket to Work program, be sure you check into that as well

If you happen to quit your job for any medical reason due to disability, you can have your benifits reinstated with minimal paperwork. During the 3rd year you will be required to take a physical and fill out the paper work but still stand a good chance of getting benifits reinstated if you need. Just be sure that any time in the future SS asks you to fill out paper work or see their doctor that you do this. Failure to do so will mean an immediate termination of the protection benifits.

Good luck


Kissa - Wow, I did not even know about the Ticket To Work program. I certainly will check this out.
Money or no money I am very happy to hear that if I have a reoccurence I can get back on SSDI with rather smooth application.
I hope this never happens, I really enjoy my job.
Can you telll me how long it took you to go from Decision to getting your check?

Thanks for the help!!!

Gosh, Ray, I'm sorry I counted wrong on the old fingers. That would be 18 months of benefits. Guess I need glasses...

It does look like they are checking your eligibility for SSI. In some states, that process is taken care of during the initial interview and then followed up with a letter.

Things look better than I initially thought. So sorry about my counting skills!

No one can say for sure how long it takes to get the check after the decision but in my husband's case, it was 3 weeks.

Just had another thought......my LTD company cut me off at the 12 month mark, claiming that I could no longer prove that I was still disabled.
Now that the SSA has ruled me disabled for the specified time, I wonder if I can ask them to pay me LTD ????
They will want their money back from my lump sum, right?
Shouldn't they have to pay me LTD for the months I was cut off?

You can appeal your LTD decision and because you used their representation to receive a favorable SSDI decision, you have a strong argument. When did your LTD company terminate your benefits? There is a timeline in which you have to file an appeal that should be stated in your termination letter.

Another thought is that if SSDI says you were disabled from 1/05-12/06, did your LTD company terminate benefits during that time? If they didn't pay benefits from 1/05-12/06, then you may not owe them for any payments received prior to the disability date.

Did you have any dependents under the age of 18 from 1/05-12/06? Just curious.

I actually got my money before my decision! One day I had checked my bank account and there was a large sum of money, did some tracking and there was the money.

My husband on the other hand got his decision before money, it took one month to recieve the funds.

I would fight the LTD decision especially if it's more money than the SSD. You deserve that money and they should not deny you the benifits.

The good news is the ticket to work program, you'll get those benifits for 9 months and by the sounds of it no one can touch that money so that's a little extra cash. Do let them know when you returned to work etc so they can correctly adjust your earnings.

While no one likes to be in our prediciment it is good to know you are covered for at least 3 years.

As the other poster mentioned if you have children under the age of 18 they will be entitled to 50% of your benifits, that means another check for 50% total not per each child. If you had 5 kids each one would get a check 10% of your total monthly check so be sure to let SS know about that even if you are back to work because they would if been eligible during the period in which SS found you to be eligible.

Best of luck and be sure not to spend anything until you know for sure where your money may go. Had a friend who blew 30k in one month. I am NOT kidding. Her and her husband got nailed by taxes and couldn't even pay them because their greed got in the way...

Best of luck and be sure not to spend anything until you know for sure where your money may go. Had a friend who blew 30k in one month. I am NOT kidding. Her and her husband got nailed by taxes and couldn't even pay them because their greed got in the way...


30K in a month???!!! OMG, that is craaaaazeee. What in the world did they buy? And what did they do about taxes???
Wow, thats scarey.


BTW - Has anyone ever called SSA and asked if there was any activity at the Payment Center?
I called and asked what exactly my letter meant and verified all my personal info was correct and the lady onthe phone was so nice, she offered to check to see if she could 'see anything at the Payment Center'.
Who knows, maybe she was just blowing smoke, I have no clue.
Thats why I asked:angel: