I have posted questions here recently about my peeling nails. Well, I have also noticed a red "band" near the tip of each nail (except my thumbs???) Anyway, while looking for answers about my nails on line, I ran across a condition called "Terry's nails". The picture look exactly like my nails! Now I'm scared....I know diagnosing your self on the computer is a really dumb thing that can lead to unnecessary panic, but I'm almost certain this is what I have. Everything I have read says it can be due to aging, or a more serious illness including cancer, congestive heart failure, diabetes or liver disease. Liver disease runs in my family. My question to you is, have you had clients with this condition that turned out to be nothing but age. I'm in my 40's, so don't consider my self "older". I will be calling my doctor first thing Monday for an appointment, but I can't stop the nagging worry I'm feeling now. Can you tell me if you have had any experience with this? Is it common? I can't even tell you when it started...I think I've had the red bands for a long time and never thought anything about it. But they have gotten larger, at least 1/3 of my nail bed. Any information you can give me will be appreciated.