katieja
11-16-2007, 07:09 AM
... and although I am a US citizen, he is not. We currently live in the UK and we want to go to the US for about 9 months while I'm on sabbatical. I will probably not be paid by a US institution but he will be able to work so he'll be looking for a job as soon as we get there.
He has diabetes and needs regular checkups and insulin - he must be able to get doctor's visits and prescriptions within a month of arriving as he'll only be able to get a month's worth of insulin to take with him. We had been advised to look at travel/work overseas insurance as these would cover non-residents but they all seem to exclude pre-existing conditions.
We'd be in CA and it seems there are some State insurance schemes for people who have been turned down by other schemes. I was previously a resident of CA and I think I could satisfy the residence requirements - but I wouldn't get turned down, it would be him!
I'm trying to get the institution which I'd be visiting to include me on their health plan, even if it means us paying - they have a variety of options including Blue Cross - but there don't seem to be any, even really expensive, options that would include pre-existing conditions, even though I am probably eligible to pay for most plans. Initially we'd have no US income but I'd still have my UK income so I don't think we'd be eligible on income grounds for anything like Medi-cal. It's not that we can't afford to pay for decent health insurance, I just can't seem to find any that he'd be eligible for!
He has diabetes and needs regular checkups and insulin - he must be able to get doctor's visits and prescriptions within a month of arriving as he'll only be able to get a month's worth of insulin to take with him. We had been advised to look at travel/work overseas insurance as these would cover non-residents but they all seem to exclude pre-existing conditions.
We'd be in CA and it seems there are some State insurance schemes for people who have been turned down by other schemes. I was previously a resident of CA and I think I could satisfy the residence requirements - but I wouldn't get turned down, it would be him!
I'm trying to get the institution which I'd be visiting to include me on their health plan, even if it means us paying - they have a variety of options including Blue Cross - but there don't seem to be any, even really expensive, options that would include pre-existing conditions, even though I am probably eligible to pay for most plans. Initially we'd have no US income but I'd still have my UK income so I don't think we'd be eligible on income grounds for anything like Medi-cal. It's not that we can't afford to pay for decent health insurance, I just can't seem to find any that he'd be eligible for!