I have heard a few people give me info. regarding a W/C settlement and Social Security. I have heard the terms "set-aside" and "offset" and I understand the set-aside is money to cover future medical bills. What exactly is the offset? I am wondering, for example, if I had been receiving say 1,000.00 from W/C now and am due $800.00 from SS...then would I get the $800.00 (S.S.)and the difference of $200.00from W/C)? Or is it something completely different?

Also, I've been told that if I settle, to add specific lanuage, so that SS doesn't get a big chunck of it. Evidently, the specific wording makes it so that instead of getting 1 lump sum, it is spread out over the years and then SS can't get it. Would the monthly amount be larger if I just don't settle W/C, and just keep getting what I am getting now...or will the no. of mos./years that they will allow me to continue to get my checks, be less than if I had the settlement spread out over time?

I hope that makes sense.

Lorie:angel: