Lotus_Blossom
03-17-2008, 12:48 PM
Few Weeks ago my Attorney asked me who the Beneficiary of my late Father's SSD was.I told him I don't know.I wasn't aware there would be a Beneficiary.If there is I'm certain my late Step-Mother was as my Parents were Married when my Father began receiving SSD.How do I find out?Do I tell SSA I am his Adult Daughter with a Disability?This is an extremely important question.I must check into this ASAP.
Thanks for any help:)
Lotus
roses4lace
03-18-2008, 03:57 AM
You might want to ask at Social Security if you can collect DAC on your Fathers work record. If they say no, don't take that as the final answer, do some more checking. It would all depend on whether they find you disabled, your current age, age of onset of disability, what medical records you have, etc. I'm not sure how it works if the father is already dead, but I think if a person already gets DAC off their father, it doesn't stop when the father dies, so it probably is still there for you, if you can jump through all their hoops in the right sequence ;) Good luck!
Lotus_Blossom
03-18-2008, 11:17 AM
Hi Roses,
I don't know about anything you mentioned.What is DAC?What I meant is for an example..my late Step-Mother was Beneficiary of my Father's Life Insurance (Burial)..my Attorney asked who was Beneficiary to his SSD.If my Step-Mother was then I can perhaps pick up his SSD benefits since I am disabled and get backpay..just like I did when I began receiving SSD..please explain further your reply.
Thank you :)
roses4lace
03-19-2008, 04:28 AM
Now I'm confused - are you already receiving SSDI or SSI? Have you paid into SSDI yourself?
DAC is Disabled Adult Child benefits, it's considered a "childs" benefit regardless of the age of the recipient. You can do a search for that and get more information from social security. SSDI is only for a person who has worked, or their spouse and children in certain circumstances. There are different rules for different age groups - up to age 18, from 18 to 22, over age 22. For you to draw money from your dad's SSDI, your disability must have begun before you were age 22, and you must have medical records to prove it. For example, my son has been drawing SSI because he can't work, he hasn't ever worked except at a couple of odd jobs. His father and I are both on SSDI because we worked for most of our lives, and when my son finally got his ALJ hearing, he was approved to draw Disabled Adult Child benefits from my work record. Even though he's 25 years old now, we had records to show he had been disabled for many years. So now he gets DAC "child benefits" from my SSDI. You need to call social security, they can explain it better than me, and tell you the rules based on your specific situation.
Here's a link to the information on the Social Security site, but it may not be allowed here.
http://www.ssa.gov/pubs/10026.html#older-children
Lotus_Blossom
03-19-2008, 04:45 PM
Yes I receive SSD that I worked and paid in.My Attorney asked who the Beneficiary of my Father's SSD was,so I'm trying to figure out who was and what my Attorney exactly meant.If I had to be 22 when I became Disabled and my Father had a Beneficiary (my Step-Mother) of his then how could she have benefitted?
roses4lace
03-20-2008, 12:31 AM
It's not like an insurance policy where they pay out a large sum at death. There is no 'beneficiary" as far as I know. There are only people who might have been in your father's life who qualified to draw on his SSDI. Several people might have qualified at the same time. If your step-mother was getting a check because of his work, she is probably still getting a monthly benefit check from his record, possibly a widows benefit. If you are already getting benefits from your own SSDI, unless you can prove you are qualified for DAC (you were disabled before age 22), you may not be able to get any benefit at all from your father. Social security can interpret the rules for your particular situation. Why don't you call your attorney and ask him to clarify what he meant?
rayefaye
03-20-2008, 09:08 AM
The only Beneficiary Benefit that I think of is the $255 benefit the person's family gets when the person is on Social Security dies. If his wife was dead when he died to the benefit would go to his family or his estate. I don't think no one would be able to collect his SSDI unles it was his widow or if he had small childern at the time of his death.