ToBeFreeToRoam
05-15-2008, 04:49 PM
Hi to everyone,
Some of you will remember me and some will not.
I need to help with the issue of Bank Accounts and other financial things.
Right now, I am on only 1 of my mom's 3 accounts. I was on 2. Mom and the financial help person at her bank, changed 1 account (money market) so she would get more interest. I just hope and pray that mom will put me on the 2nd one again, this Friday. Just have to get my mom to go to her bank with me.
My dad had alzheimers and parkinsons. I did their bills and taxes for them for about 4 years. He died in Sept. 2007.
I am my moms POA. But we have not done "it" totally, because my mom was fairly normal, up until the last 3 months. She is now about a level 4 on the alz. list.
This is my main question. Can I be her POA legally and her be able to pay her bills too? Say like us two being equal in everthing (especially having to do with money) ?
Let me here what yall think about my situation. I am computerless at the moment. I just go to my library about every other day.
Thanks for all your help.
Love, Wannabe
DGabriel10
05-15-2008, 06:41 PM
It is good to hear from you again wannabe but I wish it was not under these circumstances. I am truly sorry to hear of your Mom's difficulties.
I believe the answer to your question is YES! We have had POA's on Mom and Dad for years that were not registered at the court house. When Mom and Dad needed to move to AL we activated the POA. Mom and Dad can still sign but the POA gives my sister the power to sign as well. I have a separate POA specific to Mom's Investment Accounts and signature rights on her checking account. That lets me handle her financials. If I need anything more I just have my sister fax them her POA with permission for me to do what I need to do. It would help if your Mom with with you and put you on all of her accounts. Just makes it easier though I belive you can do the same if you activate the POA. Having your name on the accounts just means you don't have to show the paper every time a new teller appears behind the window.
I do wish you good luck with your Mom and hope it goes as well as possible for you. Again, it is good to hear from you again. You were a great help to me when I first arrived on the form and for that I thank you.
I will keep you and your Mom in my thoughts and prayers.
Love, deb
Raffeer
05-15-2008, 11:31 PM
ToBe-
There are two types of Power of Attorney. A simple POA allows you to act as an "agent" of your Mother i.e. to act at her direction. Should she no longer be able to "direct" you that type of POA is useless. However I am assuming you have a "Durable" POA which will enable you to act both FOR her when she is unable to direct you as well as when she is able. Certainly when she is able she can act for herself at the bank or anywhere else.
Also there have been references to registering a POA at the courthouse. This is apparently a local thing. Check the state where you live. I know that in Florida, NY and NJ this is not done.
Hope this helps and I also remember your contributions to this board prior to your father's death.
Raffeer
gemini1961
05-16-2008, 02:58 AM
I miss my Joanie!!!!!!!!!!!!!
I think you'll have to 'hoodwink' Mum with a story - sadly .........
You could try along the lines of:
You know how Dad got sick quick? If that happens to you, at least I can help better (or something along those lines).
And find yourself an elder-care lawyer to cover your behind.
Hugs .. Miss you!
Sally
Martha H
05-16-2008, 06:09 AM
Hi Wannabe,
glad to have you back but sorry your Mom is doing poorly. Good luck with all the hassles you are going to go through with her. My days as an AD caregiver are over. I miss my Mom, but I know she has gone to a better place where she is free and clear in the mind.
Love,
Martha
ToBeFreeToRoam
05-16-2008, 06:32 PM
Hi to all of you guys!!!
So nice to hear so many of my old friends reply!!! The sly Sally and her Aussie Family!!! Hi Martha and the others too. Martha I am so glad for you and your brother and your mom!!! I know it sounds bad to say that, but those of us that have helped and lost know it is better for our parents where they are now!!!
Thanks for the info. So, from what I am hearing from some of you guys is, get a copy of the POA from my moms file drawer (there about 2 times a week). Make copies and take with me. For the next step, I would have to get her doctor to enable that part. He will do it, but has not yet, because he said he would have to tell mom also. It would probably take my sister to get that done. The dr. and mom, will listen better and more possibly to my sis. So, that will be the next on my list.
Now, Miss Sally, hope you are well and your family is doing ok. I do remember you and how you help us think up "things" to tell to our charges that make it easier and sometimes possible to get things done!!!
Take care, I am sure I will be back. By the way, my mom and I just came back from the bank. She was confused there, already!!! But we got my name on another account. She only has 1 without me, now!!!
Love, Joanie - er Wannabe