Insurance doesn't cover IUI (imagine that) and my RE thinks it will be the next step. How much do they run - out of pocket (ie: should I start looking into sitting outside of the subway station with a tin can, harmonica, and a "Infertile Vet-Will Play for Cash" cardboard sign)???

I am from BC Canada so I am not sure if this answer will help you but I just paid for my three units of donor sperm, nursing costs, handling fee, shipping, and tax and it was a total of $1151.00 Cdn plus I will have to pay an additional $100 for each additional insemination. So my total for three IUI's if I need them all will be $1351.00 Cdn. Plus I am taking Clomid so I also have to pay for that and then there are the Ovulation predictor kits.

Not sure if this will work in the US or not but I was told to keep all my receipts and claim them on my tax return here in Canada as medical expenses. They said at least this way I would get a portion of the expenses back.

Hope this helps.

That does help - thanks! I have a baby folder with all of my reciepts too - I am banging them even for EPTs - will probably get audited - but I am doing it anyway!

IUI is not that expensive I think I paid around $250 somewhere in there. I know it definately isn't over $500. You are using DH sperm right?

Good luck and hang on to those receipts http://www.healthboards.com/ubb/smile.gif Uncle Sam will hopefully accept them.

TAZ

My insurance doesn't pay for IUI, but for some reason it pays for the rest (U/S, bloodwork, even sperm wash) except meds.
However, it took over a year and several appeals to come to this agreement with them. Before they started paying, I paid $50 for clomid, $20-$40 for HCG injection, $120 - $360 an u/s. (My old doc was $360 and my new doc is $120.) The actual IUI is about $120 at my new doc and $205 at old doc. Sperm Wash is $240.
At my first doc, I had to take progesterone tests. At one place they were $95 and at another they were $140.
There prices are mid-west US. prices.

It always pays to shop around, and it's a shame. For docs, we shouldn't have to.

The cost will depend a lot on the meds you take. If you did a natural IUI cycle at my clinic, it would cost $280 for the IUI and sperm wash, and the only other $$ you would be out would be the cost of OPK is you went that route.

Clomid would add about $30 if insurance would not cover it. If you chose to have ultrasound monitoring as well, you are looking at an additional $100 per u/s. On my Clomid cycle I did 2 u/s, so our whole cost out of pocket was about $550...that includes IUI, 2 u/s, Clomid and HCG trigger shot.

Injectible meds will GREATLY increase your cost on an IUI cycle, b/c the meds are expensive and you will require lots of follicle monitoring. Not to mention, you don't know how much medicine you will need to take to produce mature follies. Luckily I have IF coverage now, but if i didn't, I would estimate the cost as follows: IUI at $280, 2 boxes Gonal-F multi-dose and 2 boxes Ovidrel (used as trigger and post-IUI boosters) at $1700, and 4 ultrasounds with bloodwork at $200 each, for a grand total of approx. $2800.

I guess I'm one of the lucky few. I have United Healthcare and they cover 80% of my IUI's. Mass General Hospital charges $358.00 for each "artificial insemination". I had to pay a $250.00 deductible but after that my our of pocket for the procedure is about $71.60

I do pay the California Cryobank a hefty amount for the donor sperm, shipping, etc. but the actual procedure is inexpensive.

I know how the expenses can add in the blink of an eye so I wish you luck in getting pregnant quickly.