Ok.. that helps. Sorry we didnt give you much of a response the first time.
Bad insurance or not Cody, the scenario of "just live with it" may come back to haunt you later.
I would seriously consider getting yourself checked out. You have been trying to rest already and it's not going away.
The hip pain you refer to, sounds like Sciatica and that area you refer to is lower lumbar region. You may have a bulging disc in the lower spine that could be causing that pain you are experiencing and even one in the lower spine can also radiate pain to the upper levels as well (stress from the ones above working OT and also referred pains). OR you may have another level there that is also starting to degenerate and thus causing you pain.
But if you dont get yourself checked.. you really will not know. And the longer you wait.. If you let the wrong things go unchecked and treated, you leave yourself much more vulnerable to serious back trauma. It's not worth it.
Please let us know how you are doing. All the best to you. Tammy