It appears you have not yet Signed Up with our community. To Sign Up for free, please click here....



Bipolar Disorder Message Board
Post New Thread   Closed Thread
LinkBack Thread Tools
Old 09-23-2006, 04:36 AM   #1
Veteran
(female)
 
Join Date: Sep 2006
Location: England
Posts: 306
NutshellNutter HB User
refused Life Insurance for mortgage

I have recently been declined for life insurance for my mortgage becuase of my previous diagnosis of Major Depression. One company refused me point blank and the other will not cover me for critical illness - only for death.

Just wondering what the change of my diagnosis to BP will mean for life insurance. I haven't applied again yet, but part of me doesn't even see the point.

Has anyone any experience of gettinf life insurance having a mental illness?

Nut.

 
Old 09-29-2006, 04:22 AM   #2
Senior Veteran
(male)
 
Join Date: Nov 2002
Location: Bean Station, TN, usa
Posts: 2,190
mudhound HB User
Re: refused Life Insurance for mortgage

Getting any life plan or health plan can be hard with a dio of BP.
It is not impossible. You may just have to try several places or use a broker who has access to several diff carriers.
__________________
God Bless

Mudhound

 
Sponsors Lightbulb
   
Old 09-29-2006, 04:29 AM   #3
Veteran
(female)
 
Join Date: Sep 2006
Location: london uk
Posts: 337
jgr01 HB User
Re: refused Life Insurance for mortgage

Hi Nutshell,

yes, I have been refused when I bought this house. Well, not totally refused. I had a doctor at the time who showed me my psych notes that the insurers had seen and annotated. Of course I had attempted suicide and taken street drugs. So all point blankly refused, but one did offer £735 per month for the first 5 years and then £335 for the rest of the term!!!!!!! I was going to go back recently since it has been 6 years since my diagnosis of BP. But now I'm going back to a unit next week very possibly, which I guess won't help. However, I have seen sites/insurers set up especially for BP and insurance

[url]http://www.mdf.org.uk/?o=1894[/url]

maybe you could check this out?

 
Old 10-26-2006, 02:38 AM   #4
Senior Member
(female)
 
Join Date: Oct 2006
Location: Australia
Posts: 133
munchie11 HB User
Re: refused Life Insurance for mortgage

Hello nutshell

I also was refused life insurance due to bp. I do not know of anyone who will insure me. I felt like crying.

 
Closed Thread

Similar Threads
Thread Thread Starter Board Replies Last Post
No Oxy With Kaiser Insurance? janiee08 Pain Management 22 06-16-2011 04:13 PM
Dementia and life texaslily Alzheimer's Disease & Dementia 76 02-01-2010 07:09 AM
I had my Endocet and Valium Stolen from my car. unimatrix725 Pain Management 11 05-01-2009 09:58 AM
Maxalt and insurance any suggestions? frodosfeet Headaches & Migraines 6 09-26-2008 07:16 PM
Medication Expense & Insurance ??? froggyfog Multiple Sclerosis 9 05-15-2007 10:07 PM




Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off




Join Our Newsletter

Stay healthy through tips curated by our health experts.

Whoops,

There was a problem adding your email Try again

Thank You

Your email has been added




Top 10 Drugs Discussed on this Board.
(Go to DrugTalk.com for complete list)
Abilify
Depakote
Lamictal
Lexapro
Lithium
  Prozac
Seroquel
Wellbutrin
Zoloft
Zyprexa




TOP THANKED CONTRIBUTORS



reesie (68), katlin09 (59), Administrator (24), TinoRock (14), bprapcyc (10), thatgirl141 (7), lynnlee (6), annii456 (4), ghelpmelivelife (4), goody2shuz (3)

Site Wide Totals

teteri66 (1180), MSJayhawk (1009), Apollo123 (909), Titchou (856), janewhite1 (823), Gabriel (760), ladybud (755), midwest1 (669), sammy64 (668), BlueSkies14 (607)



All times are GMT -7. The time now is 03:53 AM.



Site owned and operated by HealthBoards.comô
Terms of Use © 1998-2014 HealthBoards.comô All rights reserved.
Do not copy or redistribute in any form!