Re: Please Help! Cost of removal of skin cancer?
IF it is skin cancer, it doesn't matter the cost of the co-pay. You are talking about your life. From what you describe, IF it is skin cancer, it sounds like it would be Basal Cell. But, only a doctor and a biopsy can tell.
Cost? It can vary, depending on where you live. I live in So Cal, so things are very expensive here. It also depends on whether you use an in-network physician, which I would strongly suggest.
For the doc to take a biopsy, it really isn't much more than what you would pay for an office visit. My co-pay for a visit to my derm is around $6.00 (I also have Blue Shield PPO). If she needs to do a biopsy, my co-pay goes up to around $9.00. But, then there are lab fees for the biopsy. I can't remember off the top of my head, but I don't recall the lab fees as being very expensive for a simply biopsy. I think my co-pay for a lab fee for a simple biopsy was around $20.
Now, if the biopsy reveals skin cancer, then the doc will have to remove more tissue to be sure all the cancer is removed. A lot here depends on how much tissue would have to be removed. Because this is on your face, if there is a large amount of tissue removed, you might reconstructive surgery with a plastic surgeon. With my WLE (I had melanoma and no reconstructive surgery), the insurance said my co-pay was around $100.00. For you, if you need further surgery/reconstructive surgery, I would strongly, strongly suggest you seek an in-network physician. This will keep your co-pay down and to a reasonable amount.
I would say, first things first. See your doctor and see what s/he says. The cost of the biopsy with the insurance you have shouldn't be that much. Then, take things from there. You can always take to your insurance company as well, and see what they say. They usually have set prices for these things.