Re: Degrading mole on skin, HELP.
It looks harmless to me. Just a thought: if you have it removed, be cautious of scarring - which might be worse than the mole itself. I had three relatively large moles removed as I thought they might lead to melanoma. Because of their size, and the doc did a shave removal, he cauterized the wound. Left terrible scarring, but they were in locations where it didn't matter much. (And I was thankful to be rid of them!)
Get in contact with a dermatologist and find out what he/she will charge for removal and what type of scarring it will incur. Could be you might need to see a plastic surgeon. Once you get a price, then you can start saving. Or work out a billing arrangement.