It appears you have not yet Signed Up with our community. To Sign Up for free, please click here....



Diabetes Message Board
Post New Thread   Closed Thread
LinkBack Thread Tools
Old 08-23-2011, 07:50 PM   #1
Newbie
(male)
 
Join Date: Jul 2005
Posts: 1
bigmuny HB User
Insurance rate increased b/c of A1C

I am a 61 yr. old male with no health problems and recently applied for Life insurance. The rate for my category was Best with no health problems and never having smoked. I found a 20 yr. Term Life policy for $160 a month and took their required medical test. They did the A1C and now it came back with a blood sugar reading of 137 and a A1C of 6.6...Now they say I am a substandard table 2 and this has shot my monthly rate up to $461 per month now. No one in my family is or has been a diabetic and that goes for Grandparents. Would I be considered a diabetic with these readings and if not should I request another lab test. What is the best time of the day to take a lab reading?? My wife is Type II and I often check my blood sugar levels and they are always low..somewhere around the 80 on up to 120 level depending on the time of day. This was a fasting blood work that I did in the late afternoon and I had coffee with creamer and sugar substitute that morning. Anyone have comments I would appreciate it...thanks.

 
Old 08-24-2011, 05:38 AM   #2
JJ JJ is offline
Senior Veteran
(female)
 
JJ's Avatar
 
Join Date: Nov 2000
Location: Ct.
Posts: 3,704
JJ HB UserJJ HB UserJJ HB UserJJ HB UserJJ HB UserJJ HB UserJJ HB UserJJ HB UserJJ HB UserJJ HB UserJJ HB User
Re: Insurance rate increased b/c of A1C

Usually a fasting reading of 127 twice or an A1c of 6.5 is considered Diabetic. If you have never had any sugar problems in the past I would ask for another test as it could have been an error. Best time to do a fasting is in the a.m. after an 8-10 hr. fasting overnight.

An A1c usually tells what your sugar levels have been running over the last 3-4 months. If this was done by the insurance company and not your own Dr. I would call your Dr. and ask what he/she thinks you should do.

Best of luck...JJ...
__________________
When you come to the end of your rope..tie a knot and hang on!

 
Sponsors Lightbulb
   
Closed Thread

Similar Threads
Thread Thread Starter Board Replies Last Post
help with insurance for diabetes MISTER CAG Diabetes 1 06-21-2011 12:47 PM
Getting tested w/o insurance... anc Diabetes 0 09-12-2010 09:23 PM
Diabetes and Health Insurance Cauzey Diabetes 5 06-08-2009 09:08 AM
Insurance will pay for pump--now what??? twokatss Diabetes 6 03-31-2008 02:48 PM
Question Insurance/Insulin SPENCER1968 Diabetes 7 01-05-2008 09:24 PM




Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off




Join Our Newsletter

Stay healthy through tips curated by our health experts.

Whoops,

There was a problem adding your email Try again

Thank You

Your email has been added




Top 10 Drugs Discussed on this Board.
(Go to DrugTalk.com for complete list)
Actos
Amaryl
Avandia
Glipizide Glucophage
  Humalog
Lantus
Metformin
Novolog
Potassium




TOP THANKED CONTRIBUTORS



Cora1003 (68), SamQKitty (60), JJ (34), Azurah (17), 92261 (12), rosier (7), Machaon (5), sunshine12 (5), Laura789 (5), ladybud (5)

Site Wide Totals

teteri66 (1180), MSJayhawk (1013), Apollo123 (909), Titchou (856), janewhite1 (823), Gabriel (763), ladybud (755), midwest1 (670), sammy64 (668), BlueSkies14 (607)



All times are GMT -7. The time now is 03:26 PM.



Site owned and operated by HealthBoards.comô
Terms of Use © 1998-2014 HealthBoards.comô All rights reserved.
Do not copy or redistribute in any form!