Permanent Disability is very difficult! In my case, I hadn't worked for about a year when I applied for it. When I did apply, the counselor told me that I had 4 or 5 disabling conditions. He also said that the only way I won't get it is if I give up. That was three years ago. Last week was the third part of my hearing...my case is very complicated.
It's very hard to predict what they will do. There are some illnesses or injuries that will be approved immediately. There are people who have less than what I have and six months later they have a check. I haven't received a dime in more than three years. It's really a toss of the coin.
Whatever your decision, make sure you think long and hard. Rosa