Hi , anyone on SSD for back problems and how hard is it to get for a 41 yr old
My education is a GED
I can walk and sit for short time but need to do both or I have to much pain. I had 3 surgery's on my spine. To look at me I look fine but I'm not. I try to do stuff and I hurt with pain. I'm taking 15mg percocets and 3omg morphine and 100mg Lyrica for pain. I can walk for about 1 mile then I'm in the most pain ever so I don't do it anymore , I just sit and rott in my home. I'm currently seeking a settlement from workers comp so i can put my wife through college so we can have some sort of income life. My Dr. say's I have perm nerve damage that causes my sciatic nerve to go crazzy and he suggest the spinalcord stimulator to help cope with the pain . Any suggestions ?
Sorry but file not found. You don't know how much my dependants would get, if I were to die they would get $801 but not exceeding $1,953.00 a month. or is this my disability rating from my social security statement. You have no idea ?
Ok here's my statement.
Disability: you have earned enough credits to qualify for benefits. If you become disabled right now (2004) your payment would be $1,053 . Not nearly enough to survive.
Now its says if I die this year they would get $801 a month same as my wife. But it says total family benefits cannot be more than $1,953 a month ?
Ok here's my statement.
Disability: you have earned enough credits to qualify for benefits. If you become disabled right now (2004) your payment would be $1,053 . Not nearly enough to survive.
Now its says if I die this year they would get $801 a month same as my wife. But it says total family benefits cannot be more than $1,953 a month ?
Is this what I would draw ? Thank you
Hmmmm, the SS link works for me. Unknown why you are having problems.
The SS website will give you a breakdown of how they calculate the breakdown of your disability amount.
I cannot tell you your exact amount because you get a cost of living increase every year on January 1. The percentage amount is different every year & the amount you get depends on the amount of your SS check.
As far as "Not nearly enough to survive," you must take into consideration that Medicare will take care of 100% of your hospital bills, 100% of your doctor bills after you reach your deductible.
You may need to subscribe to a prescription plan to take care of your RX.
Most drug manufactures give away their drugs for free to those who qualify.
You can even work while on SSDI. For the first nine months you can make as much $$$$ as you want. After that, no more than $880/month I believe & still keep your full SSDI check.
I am not sure if the above amt is correct and/or different in each state.
Since you reside in Pa. like NJ, they have a quite a lot of programs for the disabled where you can get a lot of "stuff" for discounts and/or free just like senior citizens. Since your state now has casinos, that means more *freebies* will be coming for the disabled/senior citizens.
After I was approved, my local SS office gave me a booklet with a list of all the programs offered for the disabled in the state & the county I lived in.
Whatever you decide to do you better do it now. If Pa is like NJ there is a backlog of YEARS & I would file for SSDI ASAP.
From start to final approval it was 3 1/2 years for me w/1 denial inbetween.
Hmmmm, the SS link works for me. Unknown why you are having problems.
The SS website will give you a breakdown of how they calculate the breakdown of your disability amount.
I cannot tell you your exact amount because you get a cost of living increase every year on January 1. The percentage amount is different every year & the amount you get depends on the amount of your SS check.
As far as "Not nearly enough to survive," you must take into consideration that Medicare will take care of 100% of your hospital bills, 100% of your doctor bills after you reach your deductible.
You may need to subscribe to a prescription plan to take care of your RX.
Most drug manufactures give away their drugs for free to those who qualify. Thanks but I'm on workers comp right now and when I settle I don't want them taking it from me. Understand ? Thanks again
You can even work while on SSDI. For the first nine months you can make as much $$$$ as you want. After that, no more than $880/month I believe & still keep your full SSDI check.
I am not sure if the above amt is correct and/or different in each state.
Since you reside in Pa. like NJ, they have a quite a lot of programs for the disabled where you can get a lot of "stuff" for discounts and/or free just like senior citizens. Since your state now has casinos, that means more *freebies* will be coming for the disabled/senior citizens.
After I was approved, my local SS office gave me a booklet with a list of all the programs offered for the disabled in the state & the county I lived in.
Whatever you decide to do you better do it now. If Pa is like NJ there is a backlog of YEARS & I would file for SSDI ASAP.
From start to final approval it was 3 1/2 years for me w/1 denial inbetween.
My doctor wants to do a 2 level fusion but I am not up for a second surgery. I am on SSD because of my back but it was a 4 year fight...
My MD does not want me to get a fusion either, neither does my chriopractor and my physical therapist...All 3 are working with me to see if my new hernation will resolve on its own.
But to answer your question: Your SSD will only be as much as what your previous year statement tells you it will be and it won't exceed the maximum amount. Your spouse will recieve a % and so will each of your children until you reached your maximum amount.
Yes, you should file. Whether you get benefits is up to the person working on your case. You probably will go up to the hearings level...The laws are changing, so you need to file. You most likely will get turned down the first and second time, but just keep appealing NOT RE-FILING! By the time you appeal the second time about a year or more will have past by. This is a long process and your patience will be tested.
During this time you should already have built a good medical history. Continue doing what your doctor has outlined for you. The SSA will most likely at one point in your case send you to an othropedic and probably a pdoc as well. Don't fret about that, because these docs don't work for SSA they are just regular docs who contract out for SSA to make extra income for their practice. The myth is that they work for the SSA to discredit the patient, this is not true, but there are bad docs out there...
Depending on your state, the back log is long...File now because your already losing time...Your onset date unless you have good medical evidence to prove it, will be considered your filing date and not the date you originally became disabled....
Filing now wouldn't be good because I'm collecting workers comp , My employer owes me big time for my injury. And I want them to pay through the nose before I ask for SSD. I don't want the state to take it from me. Now when and if I settle I will probably ask for SSD . I had a w/c doctor say I would never be able to do anything but sedantary work , but being as smart as I am , what would that be ?
I was terminated for my injury because I couldnt perform my duty. Oh yeah if my wife works would she still get a % from SSD ? She doesn't think so.
No answers ? I wish someone knew answers to my question I ask. Would it be wise to try for SSD if I'm recieving workers comp ? And would my children get the amount a month that if I were to die also ? What I mean on my statement it has amount if I were to die that my wife and kids would get, is this how much they would get while I'm on SSD ?
Shawley, are you currently working with a lawyer on your workman's comp? It might be worth your time to talk to an SSDI lawyer and see what they recommend since you are in the workman's comp battle. I'm under the impression that one might affect the other but am sorry that I don't know how.
As far as family benefits go, I can only relate our experience based on my husband's disability. I didn't qualify for benefits through him because I am working full time myself and am making a significant amount of money. We have three children, one of them turned 18 right at the time of my husband's date of disability (plus the 5 month waiting period) so she didn't qualify. My other two children receive right at half of my husband's benefit. So, hypothetically, if he makes $1000/mo, they split $500 between them. When our 17 yr old graduates from high school at the age of 18 this year, he will no longer receive any benefit. From what I understand, it doesn't matter if you have 1 child or 10, the benefit amount is the same, just divided between more or less kids. For some reason, we were blessed with a late in life child who is only 6 so he should be able to receive benefits for a while - as long as dh qualifies.
If you are currently receiving long term disability benefits through your employer (or ex-employer) any SSDI benefits you receive may be offset by that disability policy, too. I know there are plenty of people out there who have been through the workman's comp vs. SSDI battle so hopefully you'll get the answers you'll need. A google search for your state regarding workman's comp will yield some info, too. Best of luck to you!
My husband's benefit amount was pretty close to the amount of the last annual SSA statement he received, maybe just a bit more. His lawyer said those statements are pretty accurate but as mentioned before, it may not include the most recent COLA.
One other thing you may or may not have considered is that depending on how much your benefit is and how much your household income is, you may or may not have to pay taxes. About 85% of my husband's income is taxable but the children's benefit is not. We have chosen not to have the federal taxes deducted because we need more money per paycheck. As it turns out, our state does not tax SSDI benefits so it all gets offset, anyhow. Guess what I'm saying is, you may not be looking at quite so big of a loss of income with SSDI due to the tax issue.
Kaybe I'm pretty thick headed so it takes alot to sink it in my skull . Right now I get comp checks , there not taxed. The main reason I posted this thread was to find out if anyone like me was excepted for SSD. I will talk to an attorney about this issue. I have problems walking I can be on my feet for about 2 hours then I'm in so much pain , and if I sit to long I'm in pain screwy I know. If I could find a job that paid what I was making and the let me sit / stand whenever I wanted and didn't have to pick up anything I would be ok.
Sorry! Guess I was confused. Thought you were asking about benefits for your wife and children? I got a bit wordy but it wasn't an easy question.
On the other hand, yes, people are approved for back issues alone. But then again, that is the majority of claims for SSDI so they are pretty strict with it -especially since everyone has issues with their back as they age.
Kaybee I'm sorry , you have answered one of my question's now 2. My worker comp attorney just called me and ask me if I was on SSDI
he said w/c wanted to know ,see I'm waiting on a settlement I offered to w/c. Maybe it's a sign there going about it. My attorney said it's a good thing I'm not on SSDI because thats just another thing we would have to pay back when and if I get my settlement .
Filing now wouldn't be good because I'm collecting workers comp , My employer owes me big time for my injury. And I want them to pay through the nose before I ask for SSD. I don't want the state to take it from me. Now when and if I settle I will probably ask for SSD . I had a w/c doctor say I would never be able to do anything but sedantary work , but being as smart as I am , what would that be ?
I was terminated for my injury because I couldnt perform my duty. Oh yeah if my wife works would she still get a % from SSD ? She doesn't think so.
Thanks for your help
Sorry about not replying before today, I was without my computer for a bit...
There are a many of people in your situation who still have a long wait before an approval for SSD...Even though you may be deemed disabled the SSA will still have to go through their detemination process and that is a long wait...
If you get approved by SSD you may not get a lump sum because you are already getting it through WC....You will have to repay that through you lump sum benefit so becareful how you spend you lump sum through WC.....
Yes, you spouse may get a % and if you have kiddos they will get a % but all the %'s will not go over what your entitled to...Your yearly statement tells you what your entitled to...
I hope this helps....
I would still get something rolling on the SSD process because it does take forever...Talk to a lawyer to see what's the best course to take....
Kaybee I'm sorry , you have answered one of my question's now 2. My worker comp attorney just called me and ask me if I was on SSDI
he said w/c wanted to know ,see I'm waiting on a settlement I offered to w/c. Maybe it's a sign there going about it. My attorney said it's a good thing I'm not on SSDI because thats just another thing we would have to pay back when and if I get my settlement .
Thanks a bunch Kaybee , I did ask them questions
They are probably getting ready to ask you to apply for SSD....So get geared up for it...and good luck....I didn't see this until I had already posted my first response to ya, and I had mentioned about having to repay WC back...I see you know that already.....
I actually went to Social Security before the fusion surgery to see about disability for my Narcolepsy, Sleep Apnea and a few other lovely medical problems. My son is 13. They said he would get $1000.00 per month until age 18. I would get $1300.00. I also could do early medical pension from work which is $1500.00 with medical. Would be nice if it didn't take so long and there was not so much paperwork. I'll see how the fusion goes before I decide what to do. From what I understand they don't care what illness you have. They care about the severity of the illness. I would say your back problems would do it. I'm in the same boat. I'm 42. They also told me that you have to be out of work to apply. You can't apply with anticipation of leaving work.
Look into the stimulator trial and or morphine pump. Find a good successful/reputable doctor. I just got the morphine pump and it really helps. It's not easy finding hte right meds to put in and putting up with getting it right..but there will be a light at the end of the tunnel with relief I will get. And yes I have fusion and am on SSD.
WC and SSD don't affect each other. Actually SSD offsets what you get from WC. So your WC is not affected. You can get both...but talk to an attorney to be sure.
screwy I know. If I could find a job that paid what I was making and the let me sit / stand whenever I wanted and didn't have to pick up anything I would be ok.
sorry to confuse you. 
