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Old 01-24-2007, 05:37 PM   #1
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belfiore83 HB User
SSI and marriage

I apologize if this has already been covered (I tried to search before posting)...

I would really like some insight from ppl who know about or have experienced how getting married affects SSI (when one person has a disability and other does not). I know they will take my fiances income into consideration and probably slash, if not cut off my SSI. ?? It is really concerning bc, just bc I am getting married doesnt change the fact that I have a disability or need the income. My fiances income isnt enough for us to take care of my special needs. I feel like nobody is talking about this. Perhaps, bc ppl are all having to find ways to work around this...deciding to hold off getting married or not get legally married, etc. How frustrating!

I cant find any real answers, like it is a big mystery as to how my aid will be affected. Im a little frightened to walk into that blindly. Please, any input is greatly appreciated! TY.

 
Old 01-24-2007, 08:19 PM   #2
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Re: SSI and marriage

This is such an unfair law and rule. My daughter has gone through this same thing. I know they take the both incomes and assests, if they are over $3,000.00 in assets, and a pretty small amount in income is allowed. If it's over any of these two things you lose the SSI, and then of course your medical. It is very unfair. Especially more so in todays times, not a lot of spouses have great job with great health insurance, or the guarantee of how long they will keep their job, change jobs, or whatever. It is a terrible problem. I think many just choose not to marry, which is sad, and then they have to lie and claim they don't live together. They actually force people to have to lie.

The saddest thing is that none of this changes someone's disabilty and the important needs they still have to have. A person who is truely disabled should qualify regardless of what they are doing.

 
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Old 01-25-2007, 09:54 AM   #3
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Mz Migraine HB UserMz Migraine HB User
Re: SSI and marriage

Hey there neighbor!

Pa. recognizes common law marriages. Not sure how that would affect your SSI. You would need to speak w/an attorney that only specializes in Social Security cases on that one.
Quote:
My fiances income isnt enough for us to take care of my special needs.
Maybe one day soon he may find a higher income job! You never know. After all casinos are now opening up in Pa. & they are looking for "thousands" of applicants.

Best of luck to ya!

 
Old 01-25-2007, 04:21 PM   #4
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belfiore83 HB User
Re: SSI and marriage

Well, unfortunately, we're prob just going to have to hold off on going forward with things as planned.

 
Old 01-25-2007, 07:47 PM   #5
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Re: SSI and marriage

This sucks big time. I know what you mean, when someone finds their true love they should be able to be married without losing their health care. This is not fair. Best of luck to you, hon. You at least still have your true love, that is a blessing.

 
Old 01-25-2007, 09:25 PM   #6
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Re: SSI and marriage

very true. TY!

 
Old 01-29-2007, 09:21 AM   #7
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Re: SSI and marriage

This is the first that I have heard of this. What a crock! We work our whole lives and then something unfortunate happens and we need to fall back on SSI. So basically you're punished if you get married. I'm not on disability and don't want to be but am going to apply because I "can't" work due to several issues. My boyfriend doesn't make enough to support me and my daughter and pay his child support. Gosh I hope they take all of that into consideration.

 
Old 02-03-2007, 09:51 AM   #8
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Re: SSI and marriage

Quote:
Originally Posted by sleuthie View Post
This is the first that I have heard of this. What a crock! We work our whole lives and then something unfortunate happens and we need to fall back on SSI. So basically you're punished if you get married. I'm not on disability and don't want to be but am going to apply because I "can't" work due to several issues. My boyfriend doesn't make enough to support me and my daughter and pay his child support. Gosh I hope they take all of that into consideration.

actually i havent been able to work. i was born with a disability, thats why i receive SSI. so im not falling back on it, i have been/am depending on it completely.

also, you said you have a bf, but i dont think this applies if youre not married (it may bc youre combining incomes but I dont know).

 
Old 02-03-2007, 11:04 AM   #9
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KittenPaws HB User
Re: SSI and marriage

Me and my fiance have put off getting married because of this, my SSI will be cut over 2/3 of my current check unmarried, and with michigan having a common law marriage thingie im not sure how itll work out either. I really do think its stupid, specially since im on SSI, never worked, and fiance is on SSDI.

Who ever thinks of these stupid laws anyway?

 
Old 02-03-2007, 03:08 PM   #10
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sleuthie HB User
Re: SSI and marriage

I don't think It applies to boyfriends/girlfriends since they can come and go. However, me and my b-friend want to get married because we love each other and it's the christian thing to do. I haven't told my boyfriend about this yet.
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Old 02-14-2007, 10:36 AM   #11
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cookieface HB User
Re: SSI and marriage

My fiance is on Veterans Administration disability called "helpless child of a veteran". If we legally marry, he loses EVERY CENT of his disability. And we live in a state that recognizes common law marriage. So if we live together, he loses it all, too. They recognize ANYTHING that will give them an excuse to not pay benefits. So him and I live down the street from each other. He refuses to let me support him. We're hoping and praying that 1 day we'll have the financial means to get LEGALLY married and live together. I play internet lotteries EVERY day and he plays the state 1 at least twice a week. Plus I'll be going back to college soon. So we're trying. I find it OUTRAGEOUS that ALL disability sources think the spouse can AUTOMATICALLY SUPPORT THE DISABLED PERSON and HIM/HERSELF ALSO! I don't know of ANY married couple that are able to do this, at least in my own experience. This assumption is JUST PLAIN WRONG! A person disabled since birth (such as my fiance) should be COVERED if he gets married or NOT!

 
Old 02-14-2007, 05:16 PM   #12
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Re: SSI and marriage

The attorneys who wrote Living Together (additional information below) recommend an agreement in writing that both partners sign and date: "Jane Smith and John Doe agree as follows: That they've been and plan to continue living together as two free, independent beings and that neither has ever intended to enter into any form of marriage, common law or otherwise."


I took that excerpt from the web page that ms migraine left. It seems like you could get something written up legally to protect yourselves from the state taking his disability. It would be better than paying for two separate households down the street from one another.
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Old 03-02-2007, 05:24 PM   #13
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Re: SSI and marriage

Wow, sorry, I didn't even realize that there was something for sale there.
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