steven6530

I would like to take this opportunity to try and help anyone who is currently dealing with an injury or illness and at the same time dealing with an insurance company with a disability policy. I had my first introduction to this situation over ten years ago. Luckily, I was a survivor, not only of illness, but a survivor of the murky waters of disability insurance companies.

Believe me, when I tell you that for the most part, these insurance companies love to collect their premiums, but do everything they can possibly do so they won't have to pay you. If you are truly due moneys from a disability insurer and can provide accurate documentation, pursue every avenue you have to collect what is due you! If you are too ill to fight, have a family member or advocate represent you. All too often, deserving people do not get what should be coming to them. Of course, the insurance companies state that fraud is why they are so careful to check everything, but in most cases it's just an excuse not to pay you.

In many instances, you will need an attorney who specializes in disability insurance. An attorney who has been recommended and has your interests in mind work very nicely. I have found that a very strong letter from an attorney representing you can be very helpful. These companies will back off if they see you have representation and your case is valid.

I have so much to say, but I will do it over a period of time. The message I would like to leave today to anyone that is fighting for their just and due benefits, is be sure to contact your HR dept. if you have a group disability policy with your employer and let them know what you are dealing with. After all, they are paying all or part of the premium and should know how their employee is being treated!
Steven 6530