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Old 02-25-2008, 12:04 PM   #1
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lavenderlily13 HB User
Household income too high to receive beneifits?

Hey everyone,

I know recieving benefits under SSDI is not supposed to be based on anything other than your eligibility, and your diagnosis/ability to work, but you any of you think that really they consider those who have working spouses, and a higher household income as less needy and therefore deny benefits more easily in such cases?
I'm going on two and a half years in this process, and have had several doctors agree that I am too sick to work, and I keep being denied, it's so frustrating, I would definatley work if I could, but am I being shuffled to the bottom of the list for other reasons?
I know that many are denied automatically, and I am still fairly young (38) I just don't understand how this whole thing works, is there really any rhyme or reason to who get approved and who doesn't, or is it just luck?
BTW, I do have an attorney, but they aren't very helpful in being able to explain any of this, they seem just as baffled as I am...

thanks,

~~lily

 
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Old 02-25-2008, 04:57 PM   #2
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auntduci37 HB User
Re: Household income too high to recieve beneifits?

I dont know if i fully understand your question.

I have heard of people being denied for years before they are awarded disability. I dont know why some are awarded faster than others.
Yes you can be denied SSI solely on income, but if youve worked in the past you can receive SSDI. Or ssdi off your spouses past work history.

But are you asking if they just deny you becuz of income, well no and yes.
you can be deemed disabled, but if your income is too much they can deny you any payment.
Unless you have a work history.
I will be collecting ssdi, but make to much so therefore I dont qualify for ssi, but they are looking into paying me for the months before my ssdi kicked in.

Make any sense?
SSi is a supplement, to bring you up to a certain point your other income leaves off.
i hope i helped you, wasnt sure on what you was asking.


And, I have a friend that is on it and her husband makes well over 50,000 a year she still gets ssdi so i dont think they think oh well this person can wait ...maybe get on your lawyers tail...

 
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Old 02-25-2008, 05:41 PM   #3
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lavenderlily13 HB User
Re: Household income too high to receive beneifits?

Hi,

Yes, I think you did answer my question~ sort of. I'm talking about recieving beneifits based on my own work history, even though my husband makes a good income, that isn't supposed to impact my ability to collect on my own work experience when I became sick, right?
We're far from rich, middle class, with two kids, my dh makes about 80k, which would be very comfortable without all of my medical bills on top of my lack of income..
I realize there are lots of folks worse off, and that many, many folks are denied for years, my story is nothing new, but I just wonder is behind the scenes, those whose household income is higher have to wait longer than the rest.
If it's not a factor, why did they want all of my husbands information when I applied for benefits for myself?

Anyway, thanks for listening..

~~lily

 
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Old 02-25-2008, 07:13 PM   #4
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roses4lace HB User
Re: Household income too high to receive beneifits?

I've heard it's harder for someone as young as yourself. But if you have all the doctor records, and can clearly state how your disability affects your ability to work, it should work out for you in the end.

Income doesn't count when applying for SSDI, unless it's your income. If you personally are making a lot of money at a job, obviously you aren't disabled is apparently how they think.

Most people get denied. I know in some states you get denied twice before getting an ALJ hearing, but here in Alabama, we only get denied once before the ALJ hearing, think they did away with the reconsideration step here. Most people seem to get approved at the ALJ level, where a judge actually listens to you tell why you can't work, and watches your behavior. My attorney went in first and had a private talk before I went in. I've been to two hearings (my son and myself), and both judges were very attentive, listening calmly, and asking appropriate questions. Though I was stressed to the max and barely able to talk, I didn't have the feeling they were deliberately trying to deny me, rather, they were seeing how they could help me better prove my case by asking good questions. Maybe we just had a good lawyer and good judges. If you get denied at the ALJ hearing, I understand things get much more difficult. Good luck!

 
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Old 02-25-2008, 07:44 PM   #5
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auntduci37 HB User
Re: Household income too high to receive beneifits?

Then yes, if you have worked you can get ssdi, doesnt matter if your a miilionaire..lol..
its totally based on what you paid in, or your credits. something like that.

I filed for disability in july07 i was 37. i was denied in oct or nov07..put in for my reconsideration in nov and was approved in jan 08.

i think maybe i needed to be off work longer than what i was, i had just been on sick leave since june(end of) then finally had to quit work in late aug.

so i am still 37..lol.. but i dont have many skills..i worked for the same company for 19 1/2 yrs. so its not like i could jump into a desk job or anything.
i dont know what your dr reports say, or even what your lawyer is doing.
but i also got on my knees and prayed big time every night, and asked God to put the right words in my lawyers mouth, and whoever got my case to open their eyes.
So yeah i had a lawyer but i give God all the credit.
i asked him to give it to me in jan, i didnt receive my letter till feb but all the paperwork stated jan 28th.
so god was right on time.
im still waiting on my back pay for dec and jan...but as long as i got it im not worried about it.
have you even gone before a judge yet?
where is it that you live?

 
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