if disabled, does one qualify for medicaid? - Disabilities Message Board

NY 1009 · 06-27-2008, 09:57 AM

I am so confused on all the information they give you regarding ssi, ssd, and so forth.
I can't find a simple answer to my simple question.
maybe someone here can.
I applied for medicaid after I lost my job last Oct.07.
I filed in Dec. and got accepted. I now have medical insurance which I am in dire need of being I have a mental disability and tons of physical illnesses.
I NEED to see a dr. every month. including my weekly mental health sessions and being on psychiatric med's for my bipolar.

does a person automatically qualify for medicaid if they've just become disabled?
or will they take mine away because I have monthly incoming earnings, not due to work?

I have tons of paper work that each branch is sending me and I still can't find the answer.
can you?

coupe · 06-27-2008, 10:34 AM

lintek45, I'm not positive? but I think if you qualified for SSI? which is based on income. then yes you qualify for medicaid? but, if you applied for and receive SSDI? which is based on your work record, it's very possible, your income from SSDI may put you over the income limit for medicaid?

someone else may be able to help you more?

good luck and god bless

Larry/coupe

lynn31326 · 06-27-2008, 10:43 AM

Medicaide like SSI is based on need. Some states will allow a person to get medicaide if they have a dire need for health insurance. (Not a lot of states do this) But; In most cases If your income (no matter where it comes from) exceeds the state limits to get medicaide, then you will not be able to get it.

If you approved for SSI then you get medicaide b/c it comes with SSI.

SSDI come with medicare (red white and blue card) after collecting SSDI for 24 months. In most cases when if you are only collecting ssdi you cannot get medicaide.
unless you are collecting both SSDI and SSI the you get medicaide b/c of the SSI

Lynn

NY 1009 · 07-01-2008, 09:28 AM

Thank you Larry and Lynn.
I feared this would happen.
I just don't get why if one is getting SSI you get medicaid, but if you're on SSD, which is disablity, you don't qualify immediatly for medical help.

they're only giving me enough money to live on for one week. how on earth will I be able to afford to see my doctors?

so THAT'S what it meant when a person told me on the phone that I'd qualify for something in two years. they meant medicare.
I thought you had to be over 60 yrs. old to qulaify for medicare?
I thought it was for retired people only.
I still don't know who said it and from what place.

what is the difference between SSI and SSD?
social security income and social security disability.
what's the difference?
thank you both for trying to help me.

Linda

lynn31326 · 07-01-2008, 03:04 PM

Quote:

Originally Posted by lintek45

Thank you Larry and Lynn.
I feared this would happen.
I just don't get why if one is getting SSI you get medicaid, but if you're on SSD, which is disablity, you don't qualify immediatly for medical help.

they're only giving me enough money to live on for one week. how on earth will I be able to afford to see my doctors?

so THAT'S what it meant when a person told me on the phone that I'd qualify for something in two years. they meant medicare.
I thought you had to be over 60 yrs. old to qulaify for medicare?
I thought it was for retired people only.
I still don't know who said it and from what place.

what is the difference between SSI and SSD?
social security income and social security disability.
what's the difference?
thank you both for trying to help me.

Linda

You do not have to be over 60, or retired to get medicare, Someone from SSA told you that. I am sure of that, if you are collecting SSDI after 24 months you can get medicare. Now as it is with most people I waited 4 years for my SSDI, so when I was approved in april, I am able to get medicare right away, b/c I was eligible for SSDI while I was waiting. .

Ok, SSI stands for Supplement Security Income is based on need, or in other words you can get it as long as your income (No matter where it comes from) does not exceed 637 a month, ( for NYS it is 660).

Now SSDI Stand for Social Security Disability Income, It is based on a person work record or how many credits you have. It is not a need based program Like SSI.

Also you live in NY, NY is a very progressive state, There is a few programs that will pay your Doctor bills, My sister is pending SSDI, she has her doctor bills paid, It a program that will cover you if you do not have health Ins and have med, issues. She lives in Sullivan county. But you can get it anywhere in NY. She says you have to go to the DSS office to get it. (It is not medicaide) She told me that the dept of labor told her about the program, and sent her there. She also told me that there is another program under medicaide that you will have it no matter as long as you have med. issues.