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Old 10-16-2008, 05:35 PM   #1
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Join Date: Apr 2005
Location: South Carolina
Posts: 289
littlelady2852 HB User
Need Help ......

Exector.. Hello, I have been posting on here for a long time now and was hoping you can help me.
I have been out of work since Jan 2005 because i started having pain in upper back,neck shoulders.So i went to a doctor back then that said i had a Arachnoid Cyst on my spine.So i went on Short Term Disability, then it turned into Long Term Disability. My LTD ran out after 2 years.So i after that ended. I applied for SSDI in March of this year.I was denied so i found a lawyer and we are in appeals.I have been to several specialist and different doctors. My family doctor has filled out a questionaire from my lawyer and i sent it back to him then he faxed it to SSDI.He said i could not do any work whatsoever.
My cyst on my spine is really hurting me worst and worst.
I have no health Insurance to have the surgery my doctors said i need.I have no income at all, i am living with my father for right now till i get back on my feet again.
What i need to know is i need surgery on my spine and do i have to wait 2 years after i get the SSDI to have my surgery ?
I did apply for SSDI and SSI. I have worked since i was 16 years old.So i don't know if i would get SSI.
Sorry for all the rambling. I am just so confused and in so much pain here.
Thanks so much..
Karen

 
Old 10-16-2008, 06:01 PM   #2
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Join Date: Jan 2008
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Executor HB UserExecutor HB UserExecutor HB UserExecutor HB UserExecutor HB UserExecutor HB User
Re: New to this....need answers please

Hello Karen....Sorry to hear about your problem. Sounds like you've had a very rough road...Hang in there as best you can.

Quote:
Originally Posted by littlelady2852 View Post

What i need to know is i need surgery on my spine and do i have to wait 2 years after i get the SSDI to have my surgery ?
I did apply for SSDI and SSI. I have worked since i was 16 years old.So i don't know if i would get SSI.
Hopefully, when you applied, you indicated that your "onset date" was in Jan of 2005. This is important because if you win at some point, SS will backdate everything to your onset date. As indicated in the prior post, it takes 29 months to qualify for Medicare....A 5 month waiting period for SS in general, and then 24 months for Medicare once SS starts.

Say for the sake of argument, you are approved tomorrow.....You would qualify for Medicare immediately because it's been 29 months. Additionally, you would get a lump sum check for all the months of SS back to 2005.

What type of lawyer are you using? Is he/she a disability lawyer? Hopefully, your lawyer will keep pushing and you'll eventually be approved.

Please let me know if I can help further,

Regards,

Ex

 
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Old 10-16-2008, 06:16 PM   #3
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Join Date: Apr 2005
Location: South Carolina
Posts: 289
littlelady2852 HB User
Re: New to this....need answers please

Thanks so much for a quick response. My lawyer specializes in SSDI. He has been doing this kind of work for 25 years.
He is suppose to be one of the best. My LTD attorney reffered me to him.
My onset date is Jan. 2nd 2005. That was the last day i worked at my last job.
Seems to me if someone needs surgery so bad Medicaid would cover them.
I really get down about all this.
Thanks again... By the way i am 45. lol If that helps any.
Karen

 
Old 10-16-2008, 09:01 PM   #4
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Re: New to this....need answers please

Quote:
Originally Posted by littlelady2852 View Post
. My lawyer specializes in SSDI. He has been doing this kind of work for 25 years. He is suppose to be one of the best. My LTD attorney reffered me to him.
That's great news. I'm sure he will be worth his weight in gold. Nothing beats experience and know how in this process. Stay positive....SS is known for dragging their feet.

Quote:
My onset date is Jan. 2nd 2005. That was the last day i worked at my last job.
That's good....This means that once you are approved, you will immediately qualify. It may take a month or so to get the insurance & etc processed, but the immediate coverage will be a bonus for you.

Quote:
I really get down about all this. Thanks again... By the way i am 45. lol If that helps any.
I know...It's hard to stay positive sometimes, but you have to. I went through something very similar so I know exactly how you feel. But once approved, it will be one of the best feelings in the world. As a point of reference, I've seen data where it's estimated that the average wait time is around 2 years. Something should break loose soon.

And, your age does matter. Personally, I think the younger one is, the harder it is to get approval. And quick approvals are almost unheard of for younger folks. Younger applicants mean a bigger payout (on average) for SS....If nothing more than for the reason that they'll have to pay longer. Also, SS feels that younger applicants are more likely to get better with time, so they wait.

Take care, and keep us posted.

Regards,

Ex

 
Old 10-17-2008, 08:34 AM   #5
Senior Member
(female)
 
Join Date: Apr 2005
Location: South Carolina
Posts: 289
littlelady2852 HB User
Re: New to this....need answers please

Thanks so much.. I will keep you guys updated !!
Karen
PS.. May i ask your age and what your disability is ?

 
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