Denied- Questions Please
Last year I applied for benefits due to several problems. The main problems are panic attacks, agoraphobia, anxiety and severe stomach issues that caused me to lose a little over 100 lbs in a years time. In addition I put severe migraines, back and neck problems from multiple car accidents (which date as far back as '98 and as recent as 4/08) and a bum knee from a car accident and a subsequent surgery 8 years ago. I listed the date of disability as 5/08 though because that is when the panic attacks and anxiety got bad enough that I could not leave the house.
I had a psych exam on 3/31 and received my denial letter today.
First of all on the denial letter they only list anxiety, panic disorder, agoraphobia, severe chronic nausea, and digestive problems. They list nothing about the back and neck pain or migraines. Why would this be?
Also, it says "the medical evidence shows that you are unable to return to any of your past types of employment. However, based on your age, education, and your remaining abilities, you would be capable of making a vocational adjustment to other work. Thus disability is not established."
Um, ok so if I can't leave my house 90% of the time and I can never leave the house alone what type of work do they expect for me to do? Also THEIR CE examiner told me at the end of the appointment that he felt that I had severe short term memory loss worse than most 60+ year olds.
Also, the letter is referencing 12/09- "The medical evidence shows that your condition during the period of time that you were insured through 12/31/09 does not show that you were disabled for Social Security Disability benefits."
Why are they talking about 12/09? That date means nothing to me as I listed the date of disability as 05/08.
What do I do now? The letter confused me- they are talking about re-applying or filing an appeal. I'm really lost and confused right now and I hate the idea of hiring a lawyer and having them take a huge chunk of money if I can get through this myself. I need this so badly right now- I'm losing my house and piled under a stack of bills a mile high. Can anyone offer any advice or suggestions?