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Old 07-30-2010, 10:24 PM   #16
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Question Re: Just got a favorable decision and have tons of questions

Is all of this information about back pay etc... different if you have been on (and still are)on work comp. ? I have been on work comp for back surgery and fractured bones in my back since 11/12/2009, and I can no longer work. I applied for SSDI about 3 months ago. I'm almost 60 years of age. Social Security just sent me 2 appointments for Doctors they want me to see.

 
Old 07-30-2010, 10:56 PM   #17
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Re: Just got a favorable decision and have tons of questions

In order to get SSDI first you must be out of work for 5 full calendar months (or at severe income limitation due to disability)

Your last day of work was in Nov 2009 so the 5 full calendar month waiting period would be Dec, Jan, Feb, March and April. There is no SSDI payable during the 5 month waiting period. This means the earliest your SSDI begins could be May 1, 2010.

If you are awarded SSDI you will be eligible for back pay. However, when receiving WC income benefits, any WC income benefits you receieve from WC are offset from SSDI.

So as an example let's say your SS is awarded at $2000/mo effective May 1, 2010. But in may you received $1200 in WC income benefits. For that month you'd only be entitled to $800 in SSDI ($2000-$1200=$800).

SSDI can offset any WC income benefits you are receiving but not any medical payments or other WC received.
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Old 07-31-2010, 05:39 AM   #18
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Re: Just got a favorable decision and have tons of questions

well you'd be surprised how many people dont think in OBVIOUS terms
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Old 07-31-2010, 06:04 AM   #19
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Re: Just got a favorable decision and have tons of questions

if YOU are the one recieving benefits because YOU are disabled the money you recieve for any minor children is not for them per say; it is in addition for the support of them/him/her; and you dont have to account for what its spent on-only if THEY are also disabled and recieving SSI-dont confuse this.
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