SSDI / Has anyone received more money than what it stated on your SS statement?
Hi guys,
SSDI / Has anyone received more money than what it stated on your SS statement?
For instance, if my social security statement says that my monthly benefit is approx $1150, is this approx what I will have to live on the rest of my life? (assuming I can not return to work)
Re: SSDI / Has anyone received more money than what it stated on your SS statement?
Also wondering if anyone has dealt with HCV aka Section 8. On Friday I found out that they will not open the waiting list until November 2011. This is 1 year from now.
And then I found out that I would prob. have to wait 2 - 3 years.
My situation is so bad right now. I am living at my old co-workers house on a small sofa. I was living in their camper until it was sold last week.
I just don't know how much longer I can go on like this.
I wish I could work, but if you all knew my circumstances, you would understand that it is not only dangerous for me to work, but dangerous for other people as well.
I hate having to rely on my co-worker and his wife for money.
I am so freaking lost.
Even if I get approved from SSDI and get 1150 dollars per month, I will most likely have to get a room-mate or move out of the State of California because the cost of living is so high here.
I had a seizure today and it really messed me up and made me sad ala depressed.
so, if anyone is out there, please let me know yours thoughts on all this.
Last edited by Administrator; 05-12-2011 at 12:12 AM.
Re: SSDI / Has anyone received more money than what it stated on your SS statement?
Hi Brad, I was approved in August, and my monthly payment is exactly the amount that was on my SS statment. Everybody's amount is different, depending on their work history (mine is much less than 1150).
From what I have read and heard, the waiting list for Section 8 is long in every part of the country. If I were you, I would get on that list as soon as possible.... even if it is next year.
Yes, the cost of living is very high in California, and it would be hard to live on 1150 there. Hang in there, and I am very thankful you have friend to help you.
Re: SSDI / Has anyone received more money than what it stated on your SS statement?
Brad,
I'm sorry to hear about your situation. Keep in mind that people get depressed when they see their situation as hopeless. Don't be hopeless! No matter what life throws at you, it still really isn't all that bad.
Getting connected with some other people might do you a world of good. There are support groups, churches, all sorts of other organizations, etc., where you could find lots of caring people and could possibly help you get some purpose back in your life.
Also, every community tends to have a low-income housing advocate or two who help people find suitable, low-cost housing. Do some phone calls and find out who it is in your area and talk to them. They might be able to get you into some housing quicker through one of the many programs out there. Homeless people tend to get priority, so you might say your friend is about to kick you out.
There are lots of us out there who care, but caring people don't know to come looking for you so you need to go looking for them.
Keep your chin up high, and remember there are much better days ahead! Be persistent and be the squeaky wheel to get the housing you deserve and get your other needs taken care of.
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Re: SSDI / Has anyone received more money than what it stated on your SS statement?
I ended up getting more money thst my statement listed. But it was probably because my lasst statement was 2 years ago. Maybe because of my age I only get one every 2 years. Also part of it was due to cost of living increases.
Re: SSDI / Has anyone received more money than what it stated on your SS statement?
Hi Brad!
Sorry to hear about your living situation. Things are really tight for me as well waiting to hear back on my appeal. U had asked if the 1150 would be all you would get for the rest of your life. Well, SS does have a Cost of Living Adjustment they give every year (except this year) and it raises your monthly benefit by a small amount, kinda like if you were to get a COLA raise at your job while working. So no, you likely wouldn't make just the 1150 for the rest of your life. Not a lot extra, but every lit bit helps!!
Re: SSDI / Has anyone received more money than what it stated on your SS statement?
I know section 8 housing is very difficult to get on. Maybe try HUD housing too. They are easier to get because there are more of them . You just have decent credit.
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Re: SSDI / Has anyone received more money than what it stated on your SS statement?
Quote:
Originally Posted by mscat40
I know section 8 housing is very difficult to get on. Maybe try HUD housing too. They are easier to get because there are more of them . You just have decent credit.
My credit is ABSOLUTELY HORRIBLE. The worst credit possible.
Not because I didn't pay consumer credit, but because I was hospitalized after a seizure and didn't have insurance. I was in the hospital for 6 days.
Re: SSDI / Has anyone received more money than what it stated on your SS statement?
Quote:
Originally Posted by BradinCA
My credit is ABSOLUTELY HORRIBLE. The worst credit possible.
Not because I didn't pay consumer credit, but because I was hospitalized after a seizure and didn't have insurance. I was in the hospital for 6 days.
Total cost: $47,900
How long ago was that? I used to work in the credit industry?
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Re: SSDI / Has anyone received more money than what it stated on your SS statement?
County housing is hard to get. Here in Hawaii they say the wait time is a year but I have been waiting for 3 years now and still waiting.
I can not even get food stamps because of my little amount of income that I do have puts me over of about $25 to qualify.
The sad part about the food stamp program is that alot of people should not be receiving it at all.
I have gone to the stores many of times where someone is willing to spend twice as much to me if I give them money. If they spend $20 worth of food stamps for groceries for me then I would have to give them $10 in cash.
I never done it but it makes me madder then He!! seeing people do this and abusing the system while it takes away from those who could use it.
My credit sucks also, can not pay bills like I used to and things have been going down for me since 2008. I would love to get approved for SSDI, have back pay and pay those bills off. The longer SSA waits to give a decision then more interest we have to pay on those late bills. Too bad people dont collect interest on the back pay for the time people had to wait for the decision letter.
Re: SSDI / Has anyone received more money than what it stated on your SS statement?
Quote:
Originally Posted by tlwright
County housing is hard to get. Here in Hawaii they say the wait time is a year but I have been waiting for 3 years now and still waiting.
I can not even get food stamps because of my little amount of income that I do have puts me over of about $25 to qualify.
The sad part about the food stamp program is that alot of people should not be receiving it at all.
I have gone to the stores many of times where someone is willing to spend twice as much to me if I give them money. If they spend $20 worth of food stamps for groceries for me then I would have to give them $10 in cash.
I never done it but it makes me madder then He!! seeing people do this and abusing the system while it takes away from those who could use it.
My credit sucks also, can not pay bills like I used to and things have been going down for me since 2008. I would love to get approved for SSDI, have back pay and pay those bills off. The longer SSA waits to give a decision then more interest we have to pay on those late bills. Too bad people dont collect interest on the back pay for the time people had to wait for the decision letter.
When I went to the SSa office to apply I asked the woman to look up how much I would receive every month when I'm approved she got on her computer and then I saw her face lite up she was in aww she told me that she has never seen any one get this amount she told me would receive over $2,000 a month and I said to her that I worked my butt for over 40 years to get that amount
Re: SSDI / Has anyone received more money than what it stated on your SS statement?
Your SSDI amount can go up if Cost of Living Adjustments (COLA) are made. For the past few years there have been no COLA increases. The COLA is based on certain factors in the national economy, not whether SS has the funds or not, so they look at a variety of financial factors. COLA are a small % and if they occur yearly you slowly see your SSDI increase.
In 2007 COLA was 3.3%, 2008 2.3%, 2009 5.8%, 2010 0%, 2011 0%
The maximum individual SSDI benefit is around $2200/mo. But if you have children under the age of 18 you qualify for additional dependent child SSDI.
So if your SSDI is $1150 you can get an additional $575/mo total for all children (not per child but for all children). If you have 2 kids under 18 each would get $287/mo then when the eldest reaches 18 the younger one gets $575. Sometimes spouses are entitled to additional benefits as well. If you think any of this applies take a look at www.ssa.gov and contact SS to provide them full family information (DOB of kids, spouses, etec)
Re: SSDI / Has anyone received more money than what it stated on your SS statement?
Quote:
Originally Posted by BradinCA
My credit is ABSOLUTELY HORRIBLE. The worst credit possible.
Not because I didn't pay consumer credit, but because I was hospitalized after a seizure and didn't have insurance. I was in the hospital for 6 days.
Total cost: $47,900
OUCH ! Maybe , after you do recieve your SSDI you can find a roomate that you trust , and move into a 2 bedroom apt? share the rent? Living in LA CA, is got to be difficult, I am not too far away from LA. Maybe if you lived in a smaller town even a Rual city would help with bills and cost of living. You are on the right track though, because if you moved out of state , i do not think that your credit would show up there. At least that is what I have heard.
I also know that once you do get your medical insurance it will go back and pay hospital bills . But I do not know how far back Med- ical goes, you could look into it though.
Re: SSDI / Has anyone received more money than what it stated on your SS statement?
Quote:
•Example 1 - if you are age 45 and earning around $50,000 annually, your disability insurance benefits would be $1,494 per month, with a maximum family benefit of $2,767 per month.
•Example 2 - if you are age 45 and earning around $25,000 annually, your disability insurance benefits would be $965 per month, with a maximum family benefit of $1,472 per month.
•Example 3 - if you are age 35 and earning around $50,000 annually, your disability insurance benefits would be $1,577 per month, with a maximum family benefit of $2,901 per month.
•Example 4 - if you are age 35 and earning around $25,000 annually, your disability insurance benefits would be $1,007 per month, with a maximum family benefit of $1,609 per month.
•Example 5 - if you are earning around $95,000 or more, you probably qualify for the maximum disability benefits under the Social Security system. In that situation, the maximum individual benefits are $2,224 each month with a maximum family benefit of $3,945 monthly.
I don't think these examples take into account how long the person has actually worked tho.
Last edited by BlueSkies14; 05-12-2011 at 11:39 AM.
The Following User Says Thank You to BlueSkies14 For This Useful Post: jgrangran (05-12-2011)
Re: SSDI / Has anyone received more money than what it stated on your SS statement?
Quote:
Originally Posted by BlueSkies14
I don't think these examples take into account how long the person has actually worked tho.
so if your 45 and making $50,000 you would get $1,494 with a max of $2,767 a year
how many years would you have to work would you have to make $50,000 from the get go at age 21 ?
Re: SSDI / Has anyone received more money than what it stated on your SS statement?
SS uses a formula that uses your age, number of credits as required at a certain age, and then your earnings history. Two people age 50 who earned $45,000 in the year prior to becoming disabled may have vastly different SSDI benefit amounts.
Person A never earned more than $45,000/yr and over the 30 yr prior to date of disability started at $25,000 and gradually increased to $45,000/yr just prior to date of disability. But also has years of $0 earnings.
Person B also has a 30 yr work history, but a history of higer earnings and years that never went below $45,000 and some years at $90,000.
So each persons formula comes out differently for award amount. www.ssa.gov under Disability has some answers to how the SSDI benefit is calculated.
Re: SSDI / Has anyone received more money than what it stated on your SS statement?
Quote:
Originally Posted by SpineAZ
SS uses a formula that uses your age, number of credits as required at a certain age, and then your earnings history. Two people age 50 who earned $45,000 in the year prior to becoming disabled may have vastly different SSDI benefit amounts.
Person A never earned more than $45,000/yr and over the 30 yr prior to date of disability started at $25,000 and gradually increased to $45,000/yr just prior to date of disability. But also has years of $0 earnings.
Person B also has a 30 yr work history, but a history of higer earnings and years that never went below $45,000 and some years at $90,000.
So each persons formula comes out differently for award amount. www.ssa.gov under Disability has some answers to how the SSDI benefit is calculated.
Thanks spineaz the way that they figure it out is stupid my lawyer told me that they do some weird calculations there so I was surprised to receive the amount I'm getting so was the person at SSa when she told me because I was only 54 at that time
Re: SSDI / Has anyone received more money than what it stated on your SS statement?
Remember the max is around $2200/mo and to get that the person would have to have a consistent work history of probably at least $75,000 - $100,000/yr for many years in their history. (High earners only pay SS tax on the first $106,000 of annual earnings thus even if making $750,000/yr their SSDI is only $2200).
SSDI / Has anyone received more money than what it stated on your SS statement? 
