Re: SSI/SSDI Backpay
In most cases you can not receive SSDI and SSI at the same time UNLESS your SSDI award is a very low amount. That is if your SSDI would be less than your SSI award amount. So if SSI were to award you $300/mo and SSDI said you are eligible for $250/mo then you'd get both, $250 from SSDI and $50 from SSI.
Often during the SSDI waiting period people have no resources or income and thus are deemed eligible for SSI. Then when SSDI is awarded they have to go back to figure out what you should have received each month.
As an example:
*You became disabled 11/3/08.
*You had no income or resources and were awarded $300/mo SSI immediately
*December 2010 your SSDI is approved at $1000/mo effective 5/1/09
*SSDI waiting period is 5 full months (Dec 08, Jan 09, Feb 09, March 09, April 09)
*SSDI begins May 2009 at $1000/mo
*From 5/1/09 through present you received $300/mo SSI.
*HOWEVER, you are retroactively not eligible for SSI after your SSDI begins.
*SS does a retro calculation. 5/1/09 through 11/30/10 you were eligible for $1000/mo SSDI but received $300/mo SSI. For each of those months you are due $700/mo.
*So you are due $700/mo for each month 5/1/09 thru 11/30/10 and effective Dec 2010 you get $1000/mo SSDI
*19 mo of $700 = $13, 300
Keep in mind I chose totally random amounts for the example as well as random dates. This is just to help you see how SS looks backwards.
If your SSDI award amount is small then, as noted above, in limited cases you can get SSI and SSDI. Do you know what your SSDI amount shoudl be per month or at least can you estimate it's over $700/mo? If so you can't get SSI and SSDI at the same time for the same months.
I hope this helps. I wrote it out and fixed it a few times. I am tired so it took me a few times to fix the example
Rt thumb fusion '13. R&L thumb arthroplasty '12 ; RT TKR & Bilat CTS' 11. Fusions: L5-S1('87), L4-S1('93), C5-C7('06), L3-S1('10), C4-C5('13). C5-C7 foraminotomy '08