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Old 01-09-2011, 06:18 AM   #1
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SSDI Credits Question

I am just curious and have been wondering about this all night. OK, here goes! I know that you earn 4 credits per year of working, but how are the credits deducted once you are getting SSDI? Are they deducted the same way, 4 credits per year or are they deducted at all? This is racking my brains and I just have to find out. If someone could please enlighten me , it would be greatly appreciated.

( If I am wrong about the number of credits earned, I apologize. )

~~ Gloria ~~
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Last edited by Gloria62; 01-09-2011 at 06:22 AM. Reason: Needed to add more

 
Old 01-09-2011, 02:59 PM   #2
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Re: SSDI Credits Question

I found at www.ssa.gov it stated credits are based on the amount of your earnings. SS uses your work history to determine your eligibility for SSDI, SS Retirement, and SS survivors benefits when you die.

In 2011, for example, people receive one credit for each $1,120 of earnings, up to the maximum of four credits per year. Each year the amount of earnings needed for credits goes up slightly as average earnings levels increase. The credits you earn remain on your SS record even if you change jobs or have no earnings for a while .

Information on how we earn credits is at http://www.ssa.gov/pubs/10072.html

If you are on SSDI you have no earnings and thus are not earning credits. Your benefit is "as is" while you are not working. However you continue to be eligible for SS retirement as you are on SSDI. Once you reach retirement age, if you are still on SSDI, it converts to SS Retirement at the same $ amount.
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Old 01-09-2011, 03:25 PM   #3
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Re: SSDI Credits Question

Thank you for the information SpineAz.
__________________
Jan. 2009 - Filed
April 2009 – 1st Denial
June 2009 – Appealed
August 2009 – 2nd Denial
September 2009 –2nd appeal
July 2010 - Hearing notice
December 2010 – ALJ Hearing
Denied
Filed new claim
Approved March 2012

 
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