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Old 04-03-2011, 04:54 PM   #1
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What happens to my SS Disability when I turn 65?

Here is my situation: I am currently receiving Social Security Disability as well as Long Term Disability from my last employer. Because I have this LT payment from my previous employer my Disability payment has been reduced. Does anybody know what will happen when my Long Term Disability payment stops (at age 65)? Will I then receive more regular Social Security since I'll be of regular retirement age or does everything get re-calculated at 65? Any information is appreciated!! BrittleBones

 
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Old 04-03-2011, 04:59 PM   #2
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Re: What happens to my SS Disability when I turn 65?

I have had the same question, so thanks for asking. I will be following along to see what responses you receive.

 
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Old 04-03-2011, 05:43 PM   #3
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Re: What happens to my SS Disability when I turn 65?

Nothing. The disability is converted to SS retirement and you will continue to get this same amount until your death. After 65, you no longer have to worry about providing proof (CDR's) to SS substantiating disability.

*I am also on LTD from my former employer. I have yet to be approved for SSDI so my LTD is not being offset yet. Once you reach 65 (or me), here is what will happen. Your LTD will end. SSDI converts to SS retirement. You will see no major increase in your SS retirement. You might see some small COLA's after that but no major increases. How old are you if you do not mind me asking and how long have you been on LTD? SpineAZ is the technical expert on this board. I am sure she will respond when she sees your post. I could be wrong but this is what I think happens after age 65. Spine will either confirm or give the correct answer.

Last edited by BlueSkies14; 04-03-2011 at 05:53 PM.

 
Old 04-03-2011, 06:12 PM   #4
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Re: What happens to my SS Disability when I turn 65?

That helps me with my question...better keep slipping my pennies in the piggy bank.

 
Old 04-03-2011, 06:52 PM   #5
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Re: What happens to my SS Disability when I turn 65?

LOL writeleft....me too!

 
Old 04-03-2011, 07:52 PM   #6
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Re: What happens to my SS Disability when I turn 65?

I turned 55 this past December. I have been on disability since 1999. So are you basically saying that whatever amount of money I'm receiving from Social Security Disability right now is what I will receive once I reach retirement age of 65? I thought that once my long term disability payments ended at age 65 that my retirement checks from Social Security would increase. I guess I was wrong AND, like someone else said...I better start putting more pennies in my piggy bank starting YESTERDAY!!! Thanks for your help by the way. BBones

 
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