For SSDI, your dependent kids get 1/2 your SSDI PIA. For example...
1. You get $1000 per month.
2. Dependent (under 18) child/children entitlement = 1/2 of your PIA or $1000/2 = $500
3. You get this amount whether you have one child or 10.
4. The amount is divided equally among the children.
5. 2 kids = $500/2 kids = $250 per child.
6. Eldest child turns 18.
7. Remaining child under 18 gets $500.
8. Youngest child turns 18.
9. Dependent benefit stops.
* I don't think the spouse is entitled to any disability benefits. There are several ppl here who are on disability and now the spouse has become disabled and they are trying to to get approved for SSDI in the same way as the 1st spouse did. I never-the-less asked my friend Jack to respond to the below hypothetical question I posted. I will post back agin after he replies.
I asked>>>
Quote:
I know a spouse can draw SS retirement off the husband's work record even tho she may have never worked in her life. Here is my question.
1. Husband and wife have been married for 15 years.
2. No children. Husband is fully and currently insured as far as SSDI goes.
3. Both are 50 years old.
4. Husband becomes disabled and is approved for SSDI.
5. Wife is also disabled but she has never worked.
6. Can the wife get SSDI via the husband's work record or must she wait until she is old enough to draw retirement benefits?
I think the "spouse and children can get up to......" is if you die.
Pup
Yeah after one spouse dies, it says the other spouse can receive benefits at any age if she or he takes care of your child who is receiving Social Security benefits and younger than age 16 or disabled. I think after the non disabled child turns 18 tho, the benefits stop. It also says if the surviving spouse is disabled, benefits can begin as early as age 50 for someone who does not have any dependent children. If the widow is not disabled, she can get reduced benefits starting as early as age 60. This stuff can get so convoluted. There seems to be a million and one rules.
*My stepdad was killed in an auto accident when I was 10 years old. My mother got survivor's benefits for me, my brother, and herself. She was not disabled. After my younger brother turned 18, his benefit and my mother's benefit stopped. She had to go back to work.
Here is what my friend Jack had to say FYI FWIW>>>> Jack said>>>>
Quote:
No, but if he dies, she can get disabled widow's benefits as early as
50. If she's not disabled, she can't draw a widow's benefit until 60
and even that will be reduced for age. She can never draw retirement
benefits on her own, but she can draw spouse's benefits as early as 62
while the husband is drawing SSDI. The spouse's benefit at 62 will
also be reduced for age. -
Only if certain conditions are met. The other Spouse must be caring for the disabled Spouse's children and all dependent children must be under 16.
1. Husband becomes disabled but wife is not disabled.
2. Both husband and wife are age 35.
3. They have one 13 year old daughter.
4. Both wife and daughter are entitled to benefits.
5. Daughter turns 16.
6. Daughter's benefits will continue.
7. Wife's benefits are stopped.
8. Daughter turns 18.
9. Daughter's benefits are stopped unless she is still in secondary school and a full time student. If enrolled in school, benefits continue to age 19 or until she graduates....whichever one comes first or if daughter becomes disabled herself before age 22, benefits can continue longer.
Last edited by BlueSkies14; 07-19-2011 at 05:38 AM.
I hope that you find your answers in these pages. If not, I believe that you can email them with questions. They are slow to answer but what else would you expect from social security.
For SSDI, your dependent kids get 1/2 your SSDI PIA. For example...
1. You get $1000 per month.
2. Dependent (under 18) child/children entitlement = 1/2 of your PIA or $1000/2 = $500
3. You get this amount whether you have one child or 10.
4. The amount is divided equally among the children.
5. 2 kids = $500/2 kids = $250 per child.
6. Eldest child turns 18.
7. Remaining child under 18 gets $500.
8. Youngest child turns 18.
9. Dependent benefit stops.
* I don't think the spouse is entitled to any disability benefits. There are several ppl here who are on disability and now the spouse has become disabled and they are trying to to get approved for SSDI in the same way as the 1st spouse did. I never-the-less asked my friend Jack to respond to the below hypothetical question I posted. I will post back agin after he replies.
I asked>>>
She will have to wait until she is of age either 62 or 66,or 67 which ever your case may be.I have a friend who has this same problem.She will get a % of what you get.
