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Old 08-23-2011, 11:59 PM   #1
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Question Social Security Disability overload?

I thought for sure someone would have posted about the recent news that Social Security Disability is expected to run out of money unless congress takes action. (sorry, too sleepy at 2 a.m. to quote the news article). It stated that because of the economy & millions of aging baby-boomers, there has been huge increase of applicants for SSDI. I, myself, receive SSI but that's probably in danger too. *sigh*
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Old 08-24-2011, 05:14 AM   #2
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Re: Social Security Disability overload?

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I thought for sure someone would have posted about the recent news that Social Security Disability is expected to run out of money unless congress takes action. (sorry, too sleepy at 2 a.m. to quote the news article). It stated that because of the economy & millions of aging baby-boomers, there has been huge increase of applicants for SSDI. I, myself, receive SSI but that's probably in danger too. *sigh*
Yes the ssdi fund is expected to run out by the year 2017 unless congress dose not do anything to put more money in the fund. I have a feeling that the ssa is going to tighten up the rules to file for disability they have to. There is more going out than coming in FICA taxes fund the ssi and ssdi trust fund,with less people working now and the baby boomers wanting to collect it has put a real strain on the. Fund. What will happen is anyone's guess but there will be a change for people trying to collect ssdi and ssi.there has to be

 
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Old 08-24-2011, 07:56 AM   #3
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Re: Social Security Disability overload?

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Yes the ssdi fund is expected to run out by the year 2017 unless congress dose not do anything to put more money in the fund. I have a feeling that the ssa is going to tighten up the rules to file for disability they have to. There is more going out than coming in FICA taxes fund the ssi and ssdi trust fund,with less people working now and the baby boomers wanting to collect it has put a real strain on the. Fund. What will happen is anyone's guess but there will be a change for people trying to collect ssdi and ssi.there has to be
1st things 1st: They/congress needs to get their grubby hands out of the SSA funds. They always use it for one thing or another. If they quit using it for other things there wouldn't be ANY problems funding. Plus, once folks are back to work again, that will be helpful = more money in the pot. (Yes, I know SSA wasn't originally designed for SSD, but that was then. Now we've paid into it, so those who qualify should get it. )


I realize the boomer issue is an issue, but I think there are more 20-30yr olds trying to collect/clogging up the system, coz they think it will pay more than unemployment. (Some states BARELY have unemployment worth getting in your car to spend the money on gas just to cash the check.) But the 'kids' who are trying to take the easy ride are really cozing a huge riff with crazy cases and junking up the flow with the process.. My atty's paralegal even told me that. Said the mounting phone calls they get daily are from those just getting out of college or just new in the work arena & got laid off, haven't found work and discovered a 'thorn' in their finger. They are turning down most of the cases they are getting calls for at this point.

 
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Old 08-24-2011, 08:44 AM   #4
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Re: Social Security Disability overload?

Yes, because of the huge increase in applicants, I bet they start to tighten up the rules to file for disability ... not to mention the fact that they are running out of funds. What a mess.

Not only are lots of people 'suddenly finding a thorn in their finger' , but I think many truly disabled people have lost jobs. Some disabled people were able to work, because of kind bosses who let them work around their disability. If they lost that job, and are unable to find another, they have no choice but to now file for SSDI.

We are at a time when young, able bodied people can not find a job ... and yet they expect disabled people to find one. I fear it is only going to get worse.

 
Old 08-24-2011, 09:10 AM   #5
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Re: Social Security Disability overload?

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1st things 1st: They/congress needs to get their grubby hands out of the SSA funds. They always use it for one thing or another. If they quit using it for other things there wouldn't be ANY problems funding. Plus, once folks are back to work again, that will be helpful = more money in the pot. (Yes, I know SSA wasn't originally designed for SSD, but that was then. Now we've paid into it, so those who qualify should get it. )


I realize the boomer issue is an issue, but I think there are more 20-30yr olds trying to collect/clogging up the system, coz they think it will pay more than unemployment. (Some states BARELY have unemployment worth getting in your car to spend the money on gas just to cash the check.) But the 'kids' who are trying to take the easy ride are really cozing a huge riff with crazy cases and junking up the flow with the process.. My atty's paralegal even told me that. Said the mounting phone calls they get daily are from those just getting out of college or just new in the work arena & got laid off, haven't found work and discovered a 'thorn' in their finger. They are turning down most of the cases they are getting calls for at this point.
yes the baby boomer is a issue but they in my opinion have funded the fund the most because when ssdi was set up it was in the baby boomer years. I know allot of people will argue this point but i think it to be true. And the baby boomer"s deserve to receive ssdi if they are truly disabled. There are to many younger trying to get ssdi or ssi just because there is no jobs at this time. Also if these kids getting out of collage and trying to get on ssdi or ssi are mostly saying that they have some mental issues or they have fibromyalgia or back problems if you look at there profile its like they copy and pasted into there own profile because they mostly read the same. My lawyer even told me the same thing he recives allot of calls from people in there late 20s and early 30s about ssdi and he said 99% did not even have a chance of winning .

 
Old 08-24-2011, 12:51 PM   #6
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Re: Social Security Disability overload?

Hopefully they will reallocate money from the retirement program like they did in '94 when the DI trust fund was in trouble then, but that would only be a temporary fix. They should stop the payroll tax holiday so that more FICA can come in. I guess the 12 member congressional committee will be deciding a lot before Thanksgiving - hopefully it won't be just cuts but enhancements to keep the programs solvent for a long time.

 
Old 08-24-2011, 01:55 PM   #7
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Re: Social Security Disability overload?

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yes the baby boomer is a issue but they in my opinion have funded the fund the most because when ssdi was set up it was in the baby boomer years. I know allot of people will argue this point but i think it to be true. And the baby boomer"s deserve to receive ssdi if they are truly disabled. There are to many younger trying to get ssdi or ssi just because there is no jobs at this time. Also if these kids getting out of collage and trying to get on ssdi or ssi are mostly saying that they have some mental issues or they have fibromyalgia or back problems if you look at there profile its like they copy and pasted into there own profile because they mostly read the same. My lawyer even told me the same thing he recives allot of calls from people in there late 20s and early 30s about ssdi and he said 99% did not even have a chance of winning .
This is what really angers me. The college kids thinking they can collect disability becasue they cannot find work. this is a big problem. Even though they are going to be denied it takes time to get rid of the bogus claims, taking it away from people who truely are disabled. Mental health/mental illness is very serious it is not a joke. BUt, the people thinking they can scrape by and use it to their advantage is upsetting ! I do know that parents try and get it for their children who have things like ADHD, and are going to be denied. If people did research and learn about social security this would help greatly. Their is a lot of misconception out there. Social security is not for the unemployed who need the money until they get a job, so they think they can get it because of migraines or something minor. Most people who are truely disabled are having a difficult time just getting on it. I know their are going to be changes in the system , i Just hope they are not going to decrease payments . They have done this with SSI . in California.

 
Old 08-24-2011, 02:18 PM   #8
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Re: Social Security Disability overload?

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This is what really angers me. The college kids thinking they can collect disability becasue they cannot find work. this is a big problem. Even though they are going to be denied it takes time to get rid of the bogus claims, taking it away from people who truely are disabled. Mental health/mental illness is very serious it is not a joke. BUt, the people thinking they can scrape by and use it to their advantage is upsetting ! I do know that parents try and get it for their children who have things like ADHD, and are going to be denied. If people did research and learn about social security this would help greatly. Their is a lot of misconception out there. Social security is not for the unemployed who need the money until they get a job, so they think they can get it because of migraines or something minor. Most people who are truely disabled are having a difficult time just getting on it. I know their are going to be changes in the system , i Just hope they are not going to decrease payments . They have done this with SSI . in California.
For one thing collage kidshave no work record and. If they think if they get ssdi or ssi they don't have to pay back there student loans they are wrong. Student loans are not protected by the ssa. These kids better get a job or there in for a rude awakening.

 
Old 08-24-2011, 02:24 PM   #9
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Re: Social Security Disability overload?

I find it's not something I can spend time worrying about. There are always reports on the government running out of funds for one area or the other. The US would never want to be known as the premier free country to drop people from disability coverage. The government is in a hard place:

Insufficient funds to keep going = not enough money to fund adequate staffing for a long period=long delays in SS processing.
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Old 08-24-2011, 03:11 PM   #10
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Re: Social Security Disability overload?

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I find it's not something I can spend time worrying about. There are always reports on the government running out of funds for one area or the other. The US would never want to be known as the premier free country to drop people from disability coverage. The government is in a hard place:

Insufficient funds to keep going = not enough money to fund adequate staffing for a long period=long delays in SS processing.
And like you say can't worry about spilled milk what happens happens there is nothing any of us can do about it.

 
Old 08-24-2011, 03:26 PM   #11
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Re: Social Security Disability overload?

I should have added that everyone should be a registered voter and pay attention to the candidates in your area and their stance/approach to SS issues. Many people vote based on issues most important to them as individuals. For example, SS is more important to me than perhaps land allocation in my state for development of some commercial use, so I pay attention to the SS stance of candidates. Since SS funding is prevalent in recent news candidates are bound to address it.
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Old 08-24-2011, 03:35 PM   #12
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Re: Social Security Disability overload?

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I should have added that everyone should be a registered voter and pay attention to the candidates in your area and their stance/approach to SS issues. Many people vote based on issues most important to them as individuals. For example, SS is more important to me than perhaps land allocation in my state for development of some commercial use, so I pay attention to the SS stance of candidates. Since SS funding is prevalent in recent news candidates are bound to address it.
Good advice Spine

 
Old 08-24-2011, 03:44 PM   #13
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Re: Social Security Disability overload?

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I should have added that everyone should be a registered voter and pay attention to the candidates in your area and their stance/approach to SS issues. Many people vote based on issues most important to them as individuals. For example, SS is more important to me than perhaps land allocation in my state for development of some commercial use, so I pay attention to the SS stance of candidates. Since SS funding is prevalent in recent news candidates are bound to address it.
Very good point also job creation remember no jobs means no FICA for ssdi or ssi

 
Old 08-24-2011, 07:58 PM   #14
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Re: Social Security Disability overload?

spineAZ and Vann04, excellent post !! i agree ! 2012 is election year for pres, and some other congressional offices... pay attention to who is supporting what !

 
Old 08-25-2011, 11:40 AM   #15
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Re: Social Security Disability overload?

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Yes, because of the huge increase in applicants, I bet they start to tighten up the rules to file for disability ... not to mention the fact that they are running out of funds. What a mess.

Not only are lots of people 'suddenly finding a thorn in their finger' , but I think many truly disabled people have lost jobs. Some disabled people were able to work, because of kind bosses who let them work around their disability. If they lost that job, and are unable to find another, they have no choice but to now file for SSDI.

We are at a time when young, able bodied people can not find a job ... and yet they expect disabled people to find one. I fear it is only going to get worse.
One of the issues mentioned in the article was disabled people losing their jobs & having to file for benefits because there are no other options.
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Old 08-25-2011, 11:42 AM   #16
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Lightbulb Re: Social Security Disability overload?

I know I mentioned congress when I started this thread, but it was not my intention to bring politics into it. That is not allowed on Healthboards.
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spineAZ and Vann04, excellent post !! i agree ! 2012 is election year for pres, and some other congressional offices... pay attention to who is supporting what !
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Old 08-28-2011, 01:01 AM   #17
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Re: Social Security Disability overload?

I think they will make cuts like they have done in CA. To every state. They will do what they can get by with, meaning unless people make noise and have a voice about this issue. They will cut programs and make living even more difficult than they have already done. People on SSI, actually live below povertly levels. The monthy amount isn't even enough to pay rent let alone the rest of basic needs. You never hear any stories, real stories about these problems on the news or tv shows. In fact I've only noticed if SS programs are ever mentioned on tv or other media. Its about how people scam and get disability. I honestly don't think this happens, for the simple fact they turn everyone down and make it hard for people with terminal illness to collect on SSDI or SSI. But this is the opinion of many people that everyone trying to collect is a scammer. And people with disabilities are looked down on. There is also a problem within the SS using fraud to deny people as well. I can almost promise everyone on this board to some degree can find in their files proof of this. This issue is never mentioned. So my opinion is more attention in a massive way is needed to reform the SS. And unless people speak up nothing will change. And the SS knows this. Yes the goverment is having money issues. But I don't believe they need to cut SS programs because of it.

 
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Old 08-28-2011, 03:49 PM   #18
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Re: Social Security Disability overload?

i was at my brothres home yesterday and mentioned how we are waiting for my son's SSI. Well sister in law opened up her mouth and said social security is not paying anymore people benefits. I told her you have to have really good medical evidence to have a good claim , well she then said it did not matter. I told her social security is accepting claims then she turns around and says they are expecting claims and dneying them! I then said the more somebody is denied the more they will get on backpay when they win. she says to me social security is not paying back pay , and everyone will have to work becasue disabled people are not going to have social security She then tries to tell me that disabled people CAN work and will have to no matter what, BLah Blah Blah. What is so crazy about it is this is a person who has collected food stamps , and wefare for years and years. And she has the nerve to try and talk to me like I do not know anything about social security? This same person has tried to get her own sociaol security several times and never was approved, so now she is talking about things she has no idea about. She got to me though . I think a lot of people really do not have the right information and are judgeing people badly .
Hopefully everyone who is waiting for an approval will get one and those who are not severely disabled will not be . I just am angered that my sister in law thinks she knew all their is to know about social security and DOES NOT<

 
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Old 08-28-2011, 04:07 PM   #19
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Re: Social Security Disability overload?

You know Mscat40, there is a lot of people out there that frown on people on disability and it makes me sad and your sister in law sounds jealous over anyone on disability. I would not let her get to you. You deserve it and so does your son. Hang in there it will happen for him. And I will be sooo happy for you. I would not even bring up the ssa topic around her like religion and politics it brings out the worse in people. I never tell anyone I'm on Disability because they are very judgemental and sadly I look disabled but I have always held my head high and tried hard at everything I did I cant help it like everyone else on disability I wish thing were different at least I was able to work for as long as I did. People like your sister in law are very bitter people and some day reallity will hit her. My prayers are always with you and your son

 
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Old 08-28-2011, 04:54 PM   #20
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Re: Social Security Disability overload?

mscat40, i agree with jgrangran ! i don t know you held yourself from slapping this person, i probably would have took a swing myself.... what you said that sil said, sure got a rise out of me.. kudo's to you for being able to hold yourself from knocking her lights out.... ssdi is one issue i don t discuss with my bro or sil.. the couple of times i have mentioned my application to my brother, he has said very rudely to me, "you will never get it"... well, he and my sil do not know the extent of my health problems either, as i have not told them... they only know basic stuff, like my back and neck issues.... my sil is a registered nurse, and if i were to show her my medical records, she would probably go into a panic to learn of all the problems i have....
what gets me with my bro, his first job in a towel manufacturing plant lasted about a year, and it was not for him.. this is the ONLY physical labor job he has ever had in his life and he is now 60 yrs old.. all of his jobs have been in retail sales, retail management, and has been a "financial advisor" for at least the last 15 or more years...
while i spent the last 19 yrs of my working life with the company he spent one year with, and my working before that was all physical labor for other manufacturing companies....he just has no clue what physical labor can do to a persons health... i have not told him nor my sil that i have recently been approved for ssdi, and i have no intention of telling them at this point due to what i already mentioned...
i also do not discuss money issues with my brother either, other than my ira, as he set up the ira at his bank for me when i left work and wanted to roll it over from the employers 401k plan...i don t discuss the ira much with him either. once in a while he brings up possibly investing some of it in stocks and i just quickly say NO, leave it where it is, it is safe like it is and although i aint making much at all in interest, i have not lost any money at all....
so i know how you feel in re of discussing certain things with family members.. best to just avoid subjects that cause an issue. if they bring it up, just ignore it and chance the topic...

 
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