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Old 09-18-2011, 12:01 AM   #1
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Which Date To Use To Determine Start of Disability

I started taking a form of chemotherapy in 10/2002. I started missing days from work right away. In no time I was missing 2 or 3 days a week.

On 1/29/2003 I was put on LTDB on my employer's disability plan. I have been on it ever since.

At some point they require you to file for SSDI benefits. If you are approved your total disability check remains the same. If SSDI pays you $1000 then my employer will pay the difference to keep the check the same.

SS keeps talking about starting your benefits 6 months after you became disabled.

Is that the 1/29/2003 date or the day I file my application.

We are also filing for spouse's benefits. Do you include that in the intial filing?

We are going to file an application for SSDI this week. I supplied around 400 pages of medical records to SSDC. They are a national company that my employer pays to help us speed up our cases.

Have a happy, healthy Sunday

lizanded

 
Old 09-18-2011, 01:09 PM   #2
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Re: Which Date To Use To Determine Start of Disability

It is the date you file your application. Everybody has to wait a full 5 months before getting any benefits. It is social security's way of making sure a disabled person has a severe disability that is long lasting. Your date of onset is when the disability began , so when you win your claim you can be paid backpay benefits. It sounds like you have plenty of medical evidence and professional assistance , all this will speed up the process for you.

 
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Old 09-18-2011, 01:29 PM   #3
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Re: Which Date To Use To Determine Start of Disability

Thanks for the reply.

You talked about the day I filed and you also talked about the onset date. I'm a little confused by the 2 different days.

Would they possibly pay back to 1/29/03 if they determined that to be the onset day?

All of my backpay and monthly pay go back to my employer's disabilty insurance company. I won't see a dime.

If we apply for my wife's spousal benefits this week will she get a backpay check?

That would be wonderful. She may be able to quit her job and get something part time.

Thanks again for replying. Have a great day.

lizanded

 
Old 09-18-2011, 07:49 PM   #4
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Re: Which Date To Use To Determine Start of Disability

I started out with almost 1400 pages of medical records. I had full intentions of using them all.

Then I talked to a guy that had an argument that made a lot of sense. He said that the examiners have a monthly quota of cases to process. Therefore, they would decline any large file that comes before them because they simply do not have the time to examine all of those documents.

Then I changed my strategy. I chose the impairments that I would file for. The impairments have several conditions that have to be met. I chose records that met those conditions.

I put it in a professional 3 ring 3 inch binder. I used 31 tabs. Everything was laid out nice and organized for SSDC. That is the national company that P&G pays to work with their employees.

I am hoping that the organization and level of documentation will impress the examiner and hopefully lead to a quick approval.

I do have to add some files before it is filed this week. I had a nasty fall. I broke 2 vertebrae with compression fractures. I was also diagnosed with diabetes neuropathy.

Have a great day.

lizanded

 
Old 09-19-2011, 07:27 AM   #5
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Re: Which Date To Use To Determine Start of Disability

I would suggest to hire a SSD atty or SSD advocate. They are the experts and can narrow down the file to what is going to be relevant to achieving your goal.

 
Old 09-19-2011, 08:42 AM   #6
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Re: Which Date To Use To Determine Start of Disability

Thank you.

I am going by the local office today.

I also have a 4 pm phone interview with SSDC.

I will pose my questions with both of them today.

Thanks again and have a great day.

lizanded

 
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