I need some help, I have a 9yo child with ADHD, ODD, some OCD, Tracheomalacia, Vocal cord dysfunction (VCD) and GERD. I have an attorney and am fighting for SS-whatever. I have been doing some internet research about SSI, SSDI, and SSD. I have a couple questions, first off what is the difference between the 3, does it have to do with age? Also I have read about a "dedicated account" which is fine, I think it's cool how the gov't tries to protect a minors money. I also read I was free to use the monthly benefits for his needs, (, school stuff, rent) but not the back pay, isn't back pay money he would have gotten monthly but didn't, shouldn't I have a choice on how that money should be used?
SSD and SSDI are the same thing...Social Security Disability and it is paid out of the Social Security Disability Insurance program. This is the federal program that is based on your earnings and you have to have paid into it and have met certain time qualifications(40 quarters of work with 20 quarters having been in the past 10 years). You have to prove that you will stay disabled for at least 2 more years, if not permanently. It is based on your pay and assets are not considered.
SSI is Supplemental Security Income and is administered by the state. It is money that you get when you qualify due to low income/low or no assets and someone is disabled. It is also involved with Medicaid...are you getting Medicaid?
jenny explained in detail these programs . I just wanted to add that since this is for a child , the child would recieve SSI. my understanding about the backpay is that its paid in increments and social security give parents time to spend down the money, however it has to go directly for the childs needs.
This is a new rule social security implemented. I don't know how long it has been in effect. My son had SSI as a child and they did not have this . Many parents are confused about what they can spend the money on. It is always best to talk to a social security representative about using your child's backpay. What I think sucks is if the time is up to use the backpay and their is more then $2000 social security will take it away. I know they have tightend up these regulations and rules over the past few years, and it has affected everybody with children on SSI and backpay.