Just wondering because mine is just wanted to see if anyone else was getting that amount I was shocked when I saw my award letter telling me how much I was going to get every month.
We all used to get a letter every year from Social Security, stating our benefits if we became disabled, retired early, etc. My monthly benefits today are exactly what my letter said it would be. $2,224 a month? I wish! I get $800 a month.
Shocked in a good way because I lost my earnings statement and ssa would not send me another one or tell me because I was going through the ssdi process so I was shocked when I saw my monthly amount . I knew I worked along time and made a decent living i even worked a extra 5 years so with my disability so I could get 30 years in before I filed for disability. So I had no idea what I would receive and the ssdi calculator was no help because of working over 40 years it was hard to remember my earnings.
Last edited by mod85; 10-08-2011 at 12:49 AM.
The following user gives a hug of support to vann04: ferd144 (10-05-2011)
Thank you mscat40 yes I worked allot of years I wish I did not have to go on disability because now I'm going crazy not working I loved to work,but ith my perphiral artery disease that's not possible ,I use to envy people who were retired but now I know how they feel,my father was only retired for 3 years before he passed away.
Last edited by mod85; 10-08-2011 at 12:50 AM.
The following user gives a hug of support to vann04: ferd144 (10-05-2011)
Glad to see that you were pleasantly schocked by the amount. I worked full time for 32 years prior to going on SSDI in my early 50's. I had no idea what amount I was going to qualify for as I was an "independant contractor" for the last 15 years and was too busy working 60-70 hours a week during that time to even pay attention to the yearly statements. Although I received the maximum amount when I was approved in 2006 I still took a major hit in regard to my income but still am very thankful to have this benefit. In 2006 the max amount was about 2,000/month but with the few COLAs we've had the monthly after medicare deductions (A, B, and D) it amounts to just over $2200. I am ever so thankful as I see that many on the boards get only $800-$1000 per month and wonder how in the world they are able to make do.
I was never planning on staying as an "independant contractor" with no real benefits but since I was covered by my DH's medical and was healthy I just never got around to getting a personal long term disability policy. If I had done so I would be collecting at least another $5000 per month. I now recommend it to anyone who will listen as no one ever expects to become disabled. I was very fortunate in that I was approved within 4-5 months of applying for SSDI. I fully expected that it would take 2-3 years so was very happy that I was approved so soon and for the maximum amount for my situation. Some times "miracles" do happen.
Very happy to hear that you too received such good news!!
I know what you mean there is no way I could make it if my ssdi was under $2,000 that's why I waited to file fore ssdi I don't see how people make it on the small amounts that people get. I am so lucky that my soon to be wife makes close to $48,000 a year she took a $2,000 pay cut when we moved to Florida last month, but the cost if living is cheaper here than Chicago area. From what we here her wages are great for living in Florida.
In my case, my monthly amount is so low because of the number of years I did not work. I worked a couple of years when I first got married, then became a stay at home mom as the children came along. When my husband abandoned us, I had to go to work quick, but was only able to get minimum wage jobs. I got a college degree, and worked my way up to higher paying jobs.
When they averaged my lifetime earnings, all those years and years of zero earnings really took a toll on my lifetime average.
How do I live on so little? It is amazing what you can do when you have no other choice. I also get food stamps, and I got a letter from them last month saying my monthly amount was being reduced by $10.00 due to budget cuts ... but I am not worried, because I know how to pinch a nickle until the buffalo screams.
The following 5 users give hugs of support to: gayle428 Dobie (11-08-2011), ferd144 (10-07-2011), jgrangran (10-11-2011), konagirl222 (10-07-2011), mscat40 (10-11-2011)
"because I know how to pinch a nickle until the buffalo screams".....
I'm picturing that buffalo in my mind crying "please let me go lady!!! you win!!!" It's evident that your sense of humor has prevailed. I admire your attitude and can see how you've taken a tough situation looked it straight in the eye and conquered it. Clearly you are one tough lady, hats off to you!!
Have you herd of anyone getting over $2,000 a month for ssdi?
My monthly award is $2003. This is about what I figured I would be getting.. After subtracting the $115 for medicare, my monthly should be $1888 / month.
The maximum benefit depends on the age a worker chooses to retire. For example, for a worker retiring at age 66 in 2011, the amount is $2,366. This figure is based on earnings at the maximum taxable amount for every year after age 21.
My monthly award is $2003. This is about what I figured I would be getting.. After subtracting the $115 for medicare, my monthly should be $1888 / month.
Aren't you currently recieving benefits Blue? My SSDI is lower then $2000 . however their is no Medicare Premium and I do have Med-cal
Yeah I am one of the lucky ones. I get 1,839,00 a month. I worked in the printing industry for 30 years, lot of overtime and excellent salary, boy am I thankful. I have a friend that only gets 800.00, she is married, which helps having a second income. My hat goes off to the folks that get by on less,God Bless you.
The following user gives a hug of support to stepmum54: ferd144 (10-23-2011)
I should get my 1st monthly next week Wednesday Mscat. Should be about $1885 after they subtract the medicare premium.
That is a pretty good amount BlueSkies. I am surprised it took so long for you to start your monthly benefits. We are still waiting for my sons SSI benefit to start .Last I heard it was pending. He began recieving adult child benefits on the first of this month. Thier is no 5 month waitng period for SSI . What confused me was the s.s rep was asking me about my income and my car , I thought since my kid is 18 they wil look at his own resources not mine .
Last edited by mscat40; 10-23-2011 at 02:12 PM.
Reason: spelling
I get $800 a month.
