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Old 11-06-2011, 05:24 PM   #1
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Does Everyone Get a Review?

I just got my first SSDI check in November. Nothing I have received so far has mentioned anything about a review in the future. Could the fact that I am 60 mean that a review is unlikely?

 
Old 11-06-2011, 05:32 PM   #2
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Re: Does Everyone Get a Review?

Quote:
Originally Posted by egkenny View Post
I just got my first SSDI check in November. Nothing I have received so far has mentioned anything about a review in the future. Could the fact that I am 60 mean that a review is unlikely?
Usually, they state the review interval in the approval letter. They gave me a 3 year CDR. Here is what the judge actually wrote>>>>
Quote:
Because I anticipate medical improvement with appropriate treatment, I recommend a continuing disability review in 36 months.

Last edited by BlueSkies14; 11-06-2011 at 05:33 PM.

 
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Old 11-06-2011, 06:11 PM   #3
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Re: Does Everyone Get a Review?

I could be wrong, but it could be your age. If your case would have been given a five or seven year review maybe they just didnt put you down for a review since it can just transfer over to retirement. That is just a guess though

 
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Old 11-06-2011, 06:36 PM   #4
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Re: Does Everyone Get a Review?

Yeah, Slaughter is probably right. It probably has to do with your age.

 
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Old 11-06-2011, 06:38 PM   #5
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Re: Does Everyone Get a Review?

I just looked up retirement ages and it says as soon as you hit retirement age your ssdi will convert automatically and you will continue to receive the same amount of benefits. The earliest you can retire is 62 so i am guessing that is when your benefits will change over

 
Old 11-06-2011, 06:42 PM   #6
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Re: Does Everyone Get a Review?

My suggestion is to stay on SSDI until SSNRA. If you choose early retirement @ age 62, your monthly benefit will be decreased. I would only consider early retirement if they terminate disability benefits.

* Plus if you accept early retirement, it will make you ineligible for medicare until age 65. Definitely, stay on disability until your NRA.

Last edited by BlueSkies14; 11-06-2011 at 06:45 PM.

 
Old 11-17-2011, 12:09 PM   #7
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Re: Does Everyone Get a Review?

PS - here is what my friend Jack told me when I asked him this question FYI?
Quote:
More often than not, they do neglect to furnish information about the
CDR. Your friend may want to contact the local office and ask what
the "diary due date" is on the SSA-831.

 
Old 11-17-2011, 01:11 PM   #8
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Re: Does Everyone Get a Review?

what does "Diary Due Date" mean?

 
Old 11-17-2011, 04:15 PM   #9
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Re: Does Everyone Get a Review?

Quote:
Originally Posted by Slaughter1984 View Post
I just looked up retirement ages and it says as soon as you hit retirement age your ssdi will convert automatically and you will continue to receive the same amount of benefits. The earliest you can retire is 62 so i am guessing that is when your benefits will change over
What is the effect of full retirement age on disability benefits?

When you reach full retirement age, nothing will change, except for Social Security purposes, your benefits will be called retirement benefits instead of disability benefits. You do not need to take any action.

For example, for most people retiring now (born between 1943 and 1954) the full retirement age is 66.

You could voluntarily convert at age 62 but then you would lose your Medicare benefits until you were eligible again at age 65. Also your retirement benefits at age 62 would probably be less than what you were getting for SSDI.

 
Old 11-17-2011, 04:35 PM   #10
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Re: Does Everyone Get a Review?

If you are on SSDI you will automatically convert to SS Retirement at the same rate of benefit you receive under SSDI at your full retirement age.

After age 60 you are very unlikely to undergo any kind of SSDI review due to
(1) age / close to early/full retirement age.
(2) backlog of cases. Even those who get an SS approval letter that says they will be reviewed in 3 yr often don't hear from SS until 5 yr.

You don't have the option to go on SS Retirement early while on SSDI, you must wait until full retirement age. (Just as an FYI Everyone at age 65 gets Medicare as an option even if full retirement age is up to age 67 for some).

But of all my time here on these boards I don't recall seeing anyone age 60 or older posting about get reviewed and/or loosing SSDI before retirement age.

http://ssa-custhelp.ssa.gov/app/answers/detail/a_id/160/~/effect-of-full-retirement-age-on-disability-benefits
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Old 11-17-2011, 05:06 PM   #11
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Re: Does Everyone Get a Review?

That is good to hear Spine. What about LTD if you make it to age 60? Do they bother you as much at these advanced ages? Benefits normally end anyway at age 65 in my case or SSNRA in your case I think.

 
Old 11-17-2011, 05:14 PM   #12
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Re: Does Everyone Get a Review?

Quote:
Originally Posted by SpineAZ View Post
If you are on SSDI you will automatically convert to SS Retirement at the same rate of benefit you receive under SSDI at your full retirement age.

After age 60 you are very unlikely to undergo any kind of SSDI review due to
(1) age / close to early/full retirement age.
(2) backlog of cases. Even those who get an SS approval letter that says they will be reviewed in 3 yr often don't hear from SS until 5 yr.

You don't have the option to go on SS Retirement early while on SSDI, you must wait until full retirement age. (Just as an FYI Everyone at age 65 gets Medicare as an option even if full retirement age is up to age 67 for some).

But of all my time here on these boards I don't recall seeing anyone age 60 or older posting about get reviewed and/or loosing SSDI before retirement age.

http://ssa-custhelp.ssa.gov/app/answers/detail/a_id/160/~/effect-of-full-retirement-age-on-disability-benefits
Thanks Spine. Like I posted earlier, anyone would be crazy to accept early retirement in lieu of disability unless they terminated your disability claim and you chose not to appeal. Definitely stay on SSDI until SSNRA.

 
Old 11-17-2011, 05:25 PM   #13
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Re: Does Everyone Get a Review?

Question? I know SSI is based on limited income and assets. I also know if you are age 65 and older and do not qualify for any kind of SS retirement, SSI might be an option at this age. My question is do you have to prove disability for SSI when you are simply too old to work any longer? I know this is an unusual question because how would one make it to age 65 and never really worked and has never been disabled unless one commits crimes for a living and never gets caught and decides to retire from criminal activity at age 65. LOL

 
Old 11-17-2011, 06:02 PM   #14
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Re: Does Everyone Get a Review?

LTD may not review if disabled for a long time and SSDI approved. But at any time they can review if they get any indication of work ability. If someone went on LTD for kidney problems at 59 and successful transplant at 60 and all doctors say he can work then it's possible the LTD can end.

As for SSI someone can be living with a boyfriend/girlfriend and apply later than when first disabled when money gets tight and perhaps a doctor recommends SS. Or he/she worked in the past but not enough or frequently enough to earn enough SS credits. A woman can be a stay at home mom and had she ended up unmarried and without income but was disabled SSI would be the only thing she'd be qualified for. Her work 10-20 yr ago no longer counts and those SS credits expired.
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Last edited by SpineAZ; 11-17-2011 at 06:04 PM.

 
Old 11-17-2011, 06:25 PM   #15
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Re: Does Everyone Get a Review?

Another unusual question Spine. My mind is at play for some reason tonight. LOL Have you ever seen or heard of this? You have a group LTD policy thru your employer and you also have an indiv. policy with another DI carrier. You become disabled. Have you ever seen where one insurance company approves your claim and the other denies or both approve your claim initially but later on down the road, one decides to terminate your claim but the other carrier says you are still considered disabled? How are you feeling Spine? I see you are slowly getting back into healthboards action. You are a legend here and many ppl miss your expert, technical advice.

Last edited by BlueSkies14; 11-17-2011 at 06:32 PM.

 
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