ST Disablity - Unclear about doctor approval
I have hypogammaglobulinimia. I am not able at this time to receive infusion treatment (my insurance co. through work, denied it, and my doctor is fighting it)
I am very tired and fatigued. Very hard to stay on task at work, and feel like I'm falling behind due to my conditions associated with this disease (bronchictisis, sinusitus, antibiotics are not clearing up infection, and I am cut short of breath) I also have major depression, which is really bad since I was diagnosed, and then, denied for treatment by my group ins. company.
I really need to go out on Family/Medical leave and go on STD; however, my doctor does not seem to willing to allow this, although, I have not pushed the issue.
Do I need approval from my doctor to start STD from the insurance company through work? it is the Hartford.
If not, what can I do to convince him I really need to not work at this time?
Has anyone had experience with this issue before. You know you are having a hard time working, however, the doctor is putting off STD for you.
Any idea what I could do?
Appreciate the responses..