Wow - things sure feel great this morning. I had to pinch myself when I woke up.
Wanted to update you all --
I called SSA this morning in an attempt to setup my direct deposit information and of course they gave me some song & dance that I once I get my 1st check then I go and setup direct deposit.
So..
I wanted to call my US Senator-constituent worker a to thank her for over seeing my case & watching to make sure all was intact etc. Filled her in and told her also what SSA said this morning. She said that of course they could do it over the phone today.. but maybe to wait a week and go down to the office. She also said that once I get the approval letter to call her as she will be able to expedite things from there.
She also said I am already medicare eligible.. (confirming what my atty told me. I thought I had still had a couple months yet to go) So to call my insurance company who will then become my secondary insurer and find out the scoop there... Which I did - and my premiums will drop to like maybe less than 1/3 of what I pay now. It will cover the remaining 20% of what medicare doesn't. My vision & prescription coverage will stay intact. AND I will be reimbursed for Medicare part B (doctor)
I know nothing about medicare anymore. I took care of my grandmother, mother & great-grandmother eons ago.. but it seems as tho it was much simpler then, and they didn't have the insurance like I do.
My congressional constituent helper also said I COULD refuse medicare at this point, but if I do then I get penalized ($$$) somehow, when I turn 65. (All this time I was not thrilled about going to medicare, coz I have wonderful insurance) but with my current insurer becoming secondary it seems as tho things will be the same, if not better (with a lessor premium) So, what will become my secondary insurance seems to fill in all those gaps I was concerned about.
*sigh of relief*
So more good news!
Hugs
Last edited by Jacki345; 02-15-2012 at 07:25 AM.
The following 2 users give hugs of support to: Jacki345 jgrangran (02-15-2012), pme (02-15-2012)
Wow - things sure feel great this morning. I had to pinch myself when I woke up.
Wanted to update you all --
I called SSA this morning in an attempt to setup my direct deposit information and of course they gave me some song & dance that I once I get my 1st check then I go and setup direct deposit.
So..
I wanted to call my US Senator-constituent worker a to thank her for over seeing my case & watching to make sure all was intact etc. Filled her in and told her also what SSA said this morning. She said that of course they could do it over the phone today.. but maybe to wait a week and go down to the office. She also said that once I get the approval letter to call her as she will be able to expedite things from there.
She also said I am already medicare eligible.. (confirming what my atty told me. I thought I had still had a couple months yet to go) So to call my insurance company who will then become my secondary insurer and find out the scoop there... Which I did - and my premiums will drop to like maybe less than 1/3 of what I pay now. It will cover the remaining 20% of what medicare doesn't. My vision & prescription coverage will stay intact. AND I will be reimbursed for Medicare part B (doctor)
I know nothing about medicare anymore. I took care of my grandmother, mother & great-grandmother eons ago.. but it seems as tho it was much simpler then, and they didn't have the insurance like I do.
My congressional constituent helper also said I COULD refuse medicare at this point, but if I do then I get penalized ($$$) somehow, when I turn 65. (All this time I was not thrilled about going to medicare, coz I have wonderful insurance) but with my current insurer becoming secondary it seems as tho things will be the same, if not better (with a lessor premium) So, what will become my secondary insurance seems to fill in all those gaps I was concerned about.
*sigh of relief*
So more good news!
Hugs
Check into Medicare avantage plans in Florida they are one of the states that has a lot of them because of the senior citizens that live here. There are plans that give you back all of your part b Medicare payment. The plan I'm on dosent because I wanted no copayment for office calls to see a specialist.
Check into Medicare avantage plans in Florida they are one of the states that has a lot of them because of the senior citizens that live here. There are plans that give you back all of your part b Medicare payment. The plan I'm on dosent because I wanted no copayment for office calls to see a specialist.
Mornin' Vann
my current insurance will be come by secondary & pay the 20% that medicare doesn't, and also reimburses me for all the medicare part b. Even my dental and prescription stays the same as I have now when. My co payments are only $20 (even for specialists) When I spoke to my benefit office (from my former employer) she said I won't need any of the plans that are offered to those who have no insurance.
Our benefit office is pretty sharp, but to be sure I'm going to wait and call again next week to be sure I get the same story. I'm also going to call a friend of mine who recently turned medicare eligible (and was the former president of my local union) and find out how his insurance was handled.
my current insurance will be come by secondary & pay the 20% that medicare doesn't, and also reimburses me for all the medicare part b. Even my dental and prescription stays the same as I have now when. My co payments are only $20 (even for specialists) When I spoke to my benefit office (from my former employer) she said I won't need any of the plans that are offered to those who have no insurance.
Our benefit office is pretty sharp, but to be sure I'm going to wait and call again next week to be sure I get the same story. I'm also going to call a friend of mine who recently turned medicare eligible (and was the former president of my local union) and find out how his insurance was handled.
Hugs
That's good that you had health insurance. You belong to a union here in the south, boy that's rare. Most unions are in the north were I'm from I was with the UAW for a bit. Unions in the south are taboo why do you think foreign car makers have plants in the south.
There are a great many unions in the south.. Even steelworkers local in Northern FL; I don't think there any miners for obvious reasons.. but APWU, UAW, AFSCME, CWA, IBEW IBT, AFT, UBC, SEIU,roofers, brickies, painters, thats just to name a few (all of Disney is union) but Florida is a RTW-'for less' state. .
