just curious for those of you that are divorced and not working full-time. my sis is probably headed towards divorce but how does healthcare coverage work. her kids will be covered thru their dad but since she is a full-time mom (part time worker) what happens for her healthcare coverage?
She should also get a full-time job, if possible, that has health insurance benefits. Even if they may be only for her, she will be able to use her remaining money for her kids' benefits rather than have to split her money on her own benefits and her kids'
If she can't get a full-time job, then she can still hire a good lawyer so that even though she can't get benefits through her ex-husband, her kids may still be able to as part of the alimony/child support settlement. Especially the child support part. But, she has to get the best lawyer possible.
Depending on the ins coverage, some compaines have a year coverage after a divorce she needs to check the policy.
some ins comp have a clause of divorce if she can afford the primiums they will just keep her on but revise the policy as her being a single parent, she needs to check it out....depending on the insurance company.??
what she may need to do if she is working part time have her to ask her boss if she can get enough hours to quilfy her for full coverage with her job? if she can do that then she needs to put her and her kids on it.
Working part time and being a mom/ takling care of her kids the ins coverage would be expensive but worth ever penny if she can get low preimiums and a detuctable that she can afford she needs to check out different insurance compaines.
until then, pray that her and her kids stay healthy.
her ex can keep the children on the insurance so that would help her...
Depending on how amicable the divorce ends up being, I wouldn't rely on having his coverage continue if they are on bad terms. I'm just sayin, I've seen some brutal divorces where there was no way that would be agreed upon. Men will pay to support their kids sure but their ex wife? Not where I come from.
Is the Divorce Final?
if not maybe she can seek/ask her ex to pay or keep the kids on his policy until she gets on her feet like a year or so? other wise not much she can do other than check out different ins compaines....maybe check out the state welfair system, food stamps, healthcoverage, wick, and other programs out there.
Don't be embarressed for help ...its ok... maybe SSSI? the insurance world is changing , so maybe theres hope out there!