Painjunkie,
Thank you so much! Your post was very helpful and reassuring to me

. I now feel much more confident about going out there to increase my level of fitness.
Actually, my bpm is decreasing, even as I increase my exertion level--woo hoo!--so I am pleased with the results. It now tops off, with my current level of activity, at about 165 to 170 bpm. Unfortunately, I had to give up my gym membership for the moment, as the three-year contract was making me really nervous, so I'm not currently exercising in a gym setting, but I am still jogging, lifting weights/objects I can find around my house *grinz*, and dancing around (my passion, actually :-)). I hope to re-enroll in another gym, which has month-to-month membership, very soon, so I will be getting back into it.
Again, thank you for your post! By the way, I have been making a conscious effort to reduce my caffeine intake, as I have known for quite a while that it isn't good for me

. So, hopefully, that will improve my overall health, too.
Colleen