I unfortunately have a student loan that I am trying to have discharged. I am getting the biggest run around from my loan company. (initials SM) I had my pain doc fill out the form, then they wanted to know exactly HOW my condition (he stated my back problems as the cause) prevented me from working. So I had him type up a letter, which took about a month to get, then they didn't like the wording. It has to state that I am unable to work PERMANENTLY! Oh, and here's the best part. After my doc filled out the form, I express mailed it to them. Now they are saying that they don't have the original and I need another form filled out. I told them to just type up a letter stating what they want my doc to say, and I'll see if he'll sign it!
Also, everytime I call them on the phone, I get someone who can barely speak English. Now, I have no problem with other countries, except when it comes to handling things like this. Do they call that outsourcing? It's like I'm beating my head against the wall with these people. So, now I have to ask my doc, once again, to fill out this stupid form and be sure he states that I can't work, PERMANENTLY. I wonder what they would say if I had cancer. Would they still want to know why I couldn't work? Well, being sarcastic here, sorry. But my question is, have any of you had to go through this, and what was the condition you filed the application for? I have terrible back problems (herniated lumbar discs, annular tear, spinal stenosis, as well as cervical degenerative arthritis) as well as having Fibro. My doc basically stated that I couldn't work due to the pain and the effects of my meds. Any suggestions would be great.
Wish me luck!