My insurance will not cover Cymbalta either at this time. I made the decision to go ahead and take it since my rheumy recommended it so highly. The reason my insurance won't cover is that it is so new (only out 3 months now). Evidently my policy won't cover any new drug until it has been on the market for 6 months. I am going through Walgreen's pharmacy and paying $123 a month for 30 pills of 60 mg each. My insurance assures me that starting in February 2005 they will pick up and start paying it. I figured if it didn't work I'd know after the first month and not waste my money, but I've been so happy with the results, I'm going to keep paying out of my own pocket until February. It's well worth it to feel as good as I am feeling now!
I know a lot of people can't do that, but you might check back with your insurance and see when it will be covered.
Cherio