girl,
Do you have a lawyer? Or are you going this alone? I'm here to tell you that having a lawyer is the best thing in the world for you. They take care of everyyyyythingggg!!! You almost have to have one if you get turned down the first time. I had a lawyer, after I was turned down the first time and she worked her butt off for me. I did not get turned down the second time. She was wonderful, of course, they take their fair share but, that's one of the things you have to weigh in on when going thru this process.
Good Luck,
a