Originally Posted by tbmbjm
Unum just stopped my long term diasability last week,although my doctor has not said I'm able to return to work. I have not seen their doctors,but they said their on site physician and medical director determined I was able to return to work! I have already contacted an attorney. It will be a huge cut in our finances. I have been turned down by S.S. 2 times and am awaiting a hearing-which will probably be another year yet. I am one who wishes our goverment would step in as it seems these insurance companies can do what they want! Now, my doctor,whom I have had for years,is acting like he doesn't want to mess with the insurance company! What's that about? Just that it takes their time to do so? I have been so depressed and upset. The pain management doc refused to get involved with the disability at all. How can they treat you,but refuse to give any opinion???? I won't go back to him.
I have had docs pull back some. My primary did after I wanted him to fill out forms for unum and for ssdi. at some point he just saw me as a problem. he is n't rude or anything, you can just see it in his eyes. My rheumy is wonderful though and even wrote in big letters in my chart DISABLED. He filled out the ssdi forms, it was after the unum denial. He also filled out the forms I copied from the back of "Fibromyalgia and Chronic Myofascial Pain, A Survival Manual" by Devin Starlanyl. And he filled them out while i was there! (He also returns his own calls usually in just a few hours!) Now my pain management doc, on the other hand, sees so many people that are so much worse off than me, she has always said i was ready to back to work.
Keep looking for a doc, but don't start right off with the disability situation, but ease into it and don't be emotional. It may turn them off. well, it's true, i am just being honest. (I worked for docs for over 15 years) Maybe a rheumy would be better for you instead of a primary because they see more fibro patients.
I'm really sorry that you are having to go through this. I would definitely fight unum and for the ssdi. Eventually you will be approved for the ssdi and get back pay. I know that doesn't help with your finances right now though. We had to scrape by for 6 months, but we made it. Our rent is only 400 a month though so that helped. It's scarey, I know. But what helped me was to do what i could, take the action i could take and then let it go just one day at a time. Before i learned that I about drove myself crazy while i was waiting for the ssdi to go through. I was trying to control a situation i had no control over. I threw myself into flares due to the stress. Anyway that is how i learned to deal with it.
I hope you feel better soon. Keep us posted.