Hi Raven,
The problem is that you don't have enough work credits for SSDI. SSDI is based on taxes you pay in while you're working (basically, it's your social security taxes), and while you must be qualified as disabled, it doesn't matter how much money you have.
SSI, which is a financial-needs based program, still requires you to be found disabled, but in addition you must meet stringent income guidelines. Therein lies your problem, because SSI is somewhat similar to welfare in that they take into consideration your total household income; thus your husband's income can disqualify you.
This happens to many women who never work. It's a cautionary tale for everyone.
Believe me, I'm very sorry to have to tell you this!
Ruth |