Finding Health Insurance for a NY resident(i'm some-what clueless) - Health Insurance Issues Message Board

bluedevils22x · 12-30-2003, 11:39 PM

i would like to get health insurance. Is there a website that names all the health insurance companies that i can apply for as NY resident? Or is there some place need to go to? i'm looking to pay about 20-40/month for health insurance.

any any help is welcome

TomsWife · 12-31-2003, 06:54 AM

I dont know of a web sit that will list all the insurance co's. I do know that you will not be able to purchase an isurance policy for $20.00-$40.00 a month. Depending on your age, weight, heath conditions, smoker or not, your looking at at least $300.00 a month or more depending on the things I listed. Health insurance is not cheap by any means. My folks pay $600.00 a month. I have insurance through my job and my monthy portion for my son and I is $120.00 a month.
There are other options for you if you qualify. I'd need some more information on you. How old? Own your own home? Married? Children? Student?

bluedevils22x · 12-31-2003, 06:46 PM

Hi

i'm a 19 and a full time college student. i've heard that health insurance is expensive but i've also seen commericals of insurance companies
that offer coverage for about 40 bucks. Platinum Health Plus, is
one of them. this might be different than the type of health insurance that you're talking about, i dont know. The main reason i want health insurance is to see a dermatologist and for a expensive prescription(its called Accutane). I dont need coverage for anything else--not for dental or anything

wubbogirl · 01-06-2004, 07:18 PM

in new york they have a product produced by bcbs called child health plus but i think you maybe too old for it. I beleive they have developed a new one for children over the age of 19 but I can't remember the name. where in new york are you from. I'm originally from Rochester new York and I think that Preferred care is the greatest.

njben · 01-09-2004, 02:39 PM

Hello,

I can not help with specific plans ... but I can say this: Stear clear of the fly-by-night companies. They go in and out of business like a light switch and they are not as universally accepted as the larger plans. Also, look at the fine print. A nice deductable may look tempting ... but look at such things as maximum yearly contribution, maximum benefits paid lifetime, out-of-network costs, and emergency room costs. High fees can be hidden in the fine print. I would try and stay with an established company. Perhaps it is more expensive ... but better to spend more money on something that will help than to just throw a smaller amount of money down the drain and end up paying more later.

- Ben