Originally Posted by SanyBelle
sirp, does the compay you work for have anyone in the HR department that could work with your doc and ins com on this? I spent 6 months and lots of time and phone calls geting a billing error corrected between a hospital and my ins com and our HR dept told me afterwards that they would have done the work, that's what they are there for. If you work in a company with an HR dept, it won't hurt to ask them to intervene. Good luck!
I'll look into this...
I spent about an hour tonight ...3 different phone calls...call ins co first...they told me to call lab...lab told me to call their billing office. Their
billing told me to call my doctor. But she also said the doctor had submitted it as 'Routine'. They don't consider HPV testing as routine & another reason they won't pay.
They, the ins.co, had told me this in an e-mail....they want a diagnosis
that requires a test for HPV.
Problem is I don't remember the other doctor's name that had told me she saved my life years ago after doing a D&C & finding HPV (that's what she said but I have no proof of this).
And I don't remember my current doctor ever asking me about previous problems.
I can't take much more of this...I'm having another dizzy spell...everything is spinning....this happens every time I'm under stress.
I also opened another envelope from ins co tonight....I now owe in addition to that test almost $600 for the MRI I had. I'm supposed have another test done & go see a neurosuregeon about my neck but I don't have any money left.
I've spent thousands of dollars out of pocket for medical care this year...I was supposed to go get my permanent partial denture back in August but can't afford it now...I can't chew food & only eat stuff that can be swallowed whole.
I really can't afford to live any longer & don't think I want to either. Why have insurance when they don't pay for services?